4454 Straw Ln, Roscoe, IL 61073 Property Records

Winnebago County property record for 4454 Straw Ln, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 935 sqft · built 1982
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Oct 2018)
Tax Bill	$4,233 (2025)
Deeds & Mortgages	Sep 2026 Transfer Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-29-326-005`

Property Details

APN / Parcel Number

Primary APN	`04-29-326-005`
Alternative APNs	`429326005` `029D890`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	935 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	21,344 sqft (0.49 acres)
Garage Area	410 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	029D890
Street Address	4454 STRAW LN
City	ROSCOE
State	IL
Zip	61073-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT 6 HONONEGAH COUNTRY ESTATES PT OF N 1/2 & PT S 1/2 SEC 29-46-2 LOT 190
Legal Range	2
Legal Township	46
Legal Section	29
Legal Subdivision	PLAT 6 HONONEGAH COUNTRY ESTATES
Legal Lot Number	190
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1013
Census Tract	3904

Owner

Source: Winnebago County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4454 STRAW LN, ROSCOE, IL 61073-7704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK
Oct 2, 2018	Warranty Deed, Transfer · Conventional with PMI BLACKHAWK BK
Jan 17, 2018	Grant Deed, Transfer OTHER
Jun 12, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	201828505
Last Transfer Date	Sep 25, 2026
Transfer Doc	0000025784
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 28, 2026
Property Address	4454 STRAW LN, ROSCOE, IL 61073-7704
Document Number	0000025784
Instrument Date	Sep 25, 2026
Instrument	202625784
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	4454 STRAW LN, ROSCOE, IL 61073-7704
Document Number	0001031235
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4454 STRAW LN ROSCOE IL 610737704, ROSCOE, IL 61073-7704

Mortgage

Document Number	0001031235
Date	Oct 16, 2020
Instrument	1031235

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 2, 2018
Property Address	4454 STRAW LN, ROSCOE, IL 61073-7704
Document Number	0001028505
Instrument Date	Sep 28, 2018
Instrument	1028505
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4454 STRAW LN ROSCOE IL 610737704, ROSCOE, IL 61073-7704

Mortgage

Document Number	1028506
Date	Oct 2, 2018
Instrument	1028506

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate	4.75%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 17, 2018
Property Address	4454 STRAW LN, ROSCOE, IL 61073-7704
Document Number	0001001640
Instrument Date	Dec 14, 2017
Instrument	1001640
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$69.75
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2533 S NATURES RIDGE RD BELOIT WI 535112080, BELOIT, WI 53511-2080

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 12, 2017
Property Address	4454 STRAW LN, ROSCOE, IL 61073-7704
Document Number	0001017540
Instrument Date	May 30, 2017
Instrument	1017540
Transaction Type	Foreclosure
Record Updated	Jun 23, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4454 STRAW LN ROSCOE IL 610737704, ROSCOE, IL 61073-7704

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,233.00	$65,359 (+33.46%) Land $13,855 Building $51,504	$196,077 (+33.46%) Land $41,565 Building $154,512
2022	Homeowner's exemption	$48,972 Land $10,381 Building $38,591	$146,916 Land $31,143 Building $115,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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