Hamilton County property record for 4484 River Rd, Cincinnati, OH 45204
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,035 sqft · built 1870 |
| Lot Size | 0.909 acres (39,596 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,955 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-0002-0009-00 |
| Primary APN | 161-0002-0009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,035 sqft Living Area |
| Gross Area | 3,714 sqft |
| 1st Floor Area | 1,679 sqft |
| Attic | Attic |
| Attic Area | 356 sqft |
| Basement Area | 1,679 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 39,596 sqft (0.909 acres) |
| Lot Dimensions | 240 ft deep x 345 ft wide |
| Garage Type | Detached |
| Garage Area | 1,400 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Patio Area | 443 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4484 RIVER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45204-1064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | RIVER RD 186 X 240 IRR PT LOT 4 P ZINNS SUB PARS9-10 -11 CON STATE EASMT PAR 75 |
| Legal Subdivision | ZINNS SUB |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10400 |
Source: Hamilton County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4484 RIVER RD, CINCINNATI, OH 45204-1064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4484 RIVER RD, CINCINNATI, OH 45204-1064 |
| Document Number | 0000085662 |
| Instrument Date | Sep 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4484 RIVER RD CINCINNATI OH 452041064, CINCINNATI, OH 45204-1064 |
| Document Number | 0000085662 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 013761/000533 |
| Instrument | 85662 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,955.00 (+1.4%) Homeowner's exemption | $39,915 (+0.01%) Land $4,547 Building $35,368 | $114,040 (-) Land $12,990 Building $101,050 |
| 2024 | $1,928.00 (-2.68%) Homeowner's exemption | $39,913 (-) Land $4,546 Building $35,367 | |
| 2023 | $1,981.00 (+23.2%) Homeowner's exemption | $39,913 (+29.42%) Land $4,546 Building $35,367 | $114,040 (+29.43%) Land $12,990 Building $101,050 |
| 2022 | $1,608.00 Homeowner's exemption | $30,839 Land $4,550 Building $26,289 | |
| 2020 | $88,110 Land $13,000 Building $75,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Feb 2018 · Severe Storms, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | CINCINNATI PUBLIC WATER SYSTEM |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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