44821 Shale Cir, Temecula, CA 92592 Property Records

Riverside County property record for 44821 Shale Cir, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 3,086 sqft · built 1997
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,000 (Dec 1997)
Tax Bill	$4,286 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`960-262-020`

Property Details

APN / Parcel Number

Primary APN	`960-262-020`
Alternative APN	`950362020`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,086 sqft Living Area
Gross Area	3,676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	44821 SHALE CIR
City	TEMECULA
State	CA
Zip	92592-1484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 145 MB 229/015 TR 23173-2
Legal Subdivision	TRACT 23173 2
Legal Tract	23173-2
Legal Lot Number	145
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43248

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PSC 556, FPO, AP 96386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 1997 · Amount on Record
Deed Sale	Dec 19, 1997 · Amount on Record
Deed Document Number	1997466597
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	44821 SHALE CIR, TEMECULA, CA 92592-1484
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076689
Date	Feb 23, 2017
Instrument	2017-0076689

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	44821 SHALE CIR, TEMECULA, CA 92592-1484
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	OS NATIONAL TITLE, USA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44821 SHALE CIR, TEMECULA, CA 92592-1484

Mortgage

Document Number	0000271458
Date	Apr 30, 2021
Instrument	2021-0271458

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,181 (+2%) Land $65,124 Building $288,057
2025	$4,286.00 (+2.39%) Homeowner's exemption	$346,257 (+4.04%) Land $63,848 Building $282,409
2023	$4,186.00 (+2.37%) Homeowner's exemption	$332,814 Land $61,370 Building $271,444
2022	$4,089.00
2021			$649,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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