44802 Kelsa Anne Loop, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 44802 Kelsa Anne Loop, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,113 sqft · built 2024
Lot Size	0.229 acres (10,010 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Nov 2025)
Tax Bill	$7,907 (2025)
Deeds & Mortgages	Nov 2025 Sale Oct 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`42-26-21-200-220`

Property Details

APN / Parcel Number

Primary APN	`42-26-21-200-220`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,113 sqft Living Area
Gross Area	4,195 sqft
Flooring	Covered

Exterior

Year Built	Built 2024
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,010 sqft (0.229 acres)
Driveway	Driveway
Driveway Area	675 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	44802 KELSA ANNE LOOP
City	PUNTA GORDA
State	FL
Zip	33982-6170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	CV2 001 0000 6052 BABCOCK RANCH COMMUNITY VILLAGE II PHASE 1 LOT 6052 3325267
Legal Subdivision	BABCOCK RANCH
Legal Phase	1
Legal Lot Number	6052
Legal Unit	Y
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44802 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Special Warranty Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Oct 11, 2023	Special Warranty Deed, Transfer · Construction Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	3586832
Record Updated	Jun 8, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 12, 2025
Property Address	44802 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170
Document Number	0003586832
Map Reference	MB 26 PG 13A-13Q
Instrument Date	Nov 7, 2025
Instrument	3586832
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$3,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42880 CRESCENT LOOP STE 120, 120, BABCOCK RANCH, FL 33982-5062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44802 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 11, 2023
Property Address	44802 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170
Document Number	0003325267
Map Reference	MB 26 PG 13A-13Q
Instrument Date	Oct 6, 2023
Instrument	3325267
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$15,120.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 WILD BASIN RD STE 203, 203, WEST LAKE HILLS, TX 78746-3483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 COCONUT PALM DR STE 117, 117, TAMPA, FL 33619-1303
Investor	Possibly a Property Investor

Mortgage

Document Number	0003325268
Date	Oct 11, 2023
Instrument	3325268

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	20582

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	22 Months
Due	Aug 1, 2025

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,907.00	$529,218	$629,433 Land $82,500 Building $546,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 81% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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