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44796 Kelsa Anne Loop, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 44796 Kelsa Anne Loop, Punta Gorda, FL 33982 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,430 sqft · built 2024
Lot Size0.229 acres (10,010 sqft)
OwnerIndividual Name on File
Last Sale$719,200 (Sep 2024)
Tax Bill$7,289 (2025)
Deeds & MortgagesJul 2023 Construction Loan
Sep 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-26-21-200-221

Property Details

APN / Parcel Number

Primary APN42-26-21-200-221

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,430 sqft Living Area
Gross Area4,431 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2024
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,010 sqft (0.229 acres)
DrivewayDriveway
Driveway Area672 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address44796 KELSA ANNE LOOP
CityPUNTA GORDA
StateFL
Zip33982-6171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCV2 001 0000 6053 BABCOCK RANCH COMMUNITY VILLAGE II PHASE 1 LOT 6053 3286305 3453578
Legal SubdivisionBABCOCK RANCH
Legal Phase1
Legal Lot Number6053
Legal UnitY
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

Source: Charlotte County records · APN 42-26-21-200-221

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address44796 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2023Deed of Trust, Mortgage · Construction Mortgage
FIFTH THIRD BANK NA
Sep 30, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Deed Document Number3453578
Record UpdatedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address44796 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6171
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003286306
DateJul 05, 2023
Instrument3286306
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressELLICOTT CITY, MD 21042
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueAug 01, 2024

September 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 30, 2024
Property Address44796 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6171
Document Number0003453578
Map ReferenceMB 26 PG 13A-13Q
Instrument DateSep 24, 2024
Instrument3453578
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,034.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16990 TELEGRAPH ST, BABCOCK RANCH, FL 33982

Transferred To (Grantee/Buyer)

NameVerified Name
Address44796 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6171
InvestorPossibly a Property Investor

Mortgage

Document Number0003453579
DateSep 30, 2024
Instrument3453579
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,289.00 Homeowner's exemption$527,747$588,569 Land $82,500 Building $506,069

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 518 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
352 under condo master policies
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Wildfire

Wildfire RiskHigh
above 89% of the US · above 82% of Florida
Wildfire LikelihoodAbout 1 in 77 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber940 / 940
VerizonFixed Wireless300 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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