4480 Phillips Rd, La Plata, MD 20646 Property Records

Charles County property record for 4480 Phillips Rd, La Plata, MD 20646

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,262 sqft · built 1973
Lot Size0.78 acres (33,976 sqft)
OwnerCompany Name on Record
Last Sale$152,500 (Jun 2025)
Tax Bill$3,201 (2023)
Deeds & MortgagesOct 2017 Loan Modification
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-019467

Property Details

APN / Parcel Number

Primary APN07-019467
Alternative APNs
  • 7019467
  • 019467

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,262 sqft Living Area
1st Floor Area1,262 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area33,976 sqft (0.78 acres)
Garage TypeDetached
Garage Area952 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number019467
Street Address4480 PHILLIPS RD
CityLA PLATA
StateMD
Zip20646-5606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal Description.789 AC BRIERWOOD SUB
Legal SubdivisionBRIERWOOD SUB
Legal Block3
JurisdictionCHARLES MD
Township / Civil Division7, POMONKEY
Census Block Group3
Census Block3013
Census Tract850712

Owner

Source: Charles County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address25 MULLEN LN, LOTHIAN, MD 20711-2101
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Sep 18, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Sep 18, 2017Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2025 · Amount on Record
Deed SaleJun 25, 2025 · Amount on Record
Prior SaleMay 19, 1989 · Amount on Record
Deed Book / Page13704 / 54
Prior Transfer DateDec 31, 1986
Prior Transfer Doc1179000204
Record UpdatedOct 29, 2026

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLES MD
Property Address4480 PHILLIPS RD, LA PLATA, MD 20646-5606
Document Number0100710321
Instrument DateOct 12, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4480 PHILLIPS RD LA PLATA MD 206465606, LA PLATA, MD 20646-5606

Mortgage

Document Number0100710321
DateNov 20, 2017
Book Page010071/000321
Lender
NameWELLS FARGO BK
TypeBank
AddressEAGAN, MN 55121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2047
Interest
Rate1%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address4480 PHILLIPS RD, LA PLATA, MD 20646-5606
Document Number0100280159
Instrument DateSep 18, 2017
Transaction TypeMortgage
Record UpdatedNov 22, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address4480 PHILLIPS RD LA PLATA MD 206465606, LA PLATA, MD 20646-5606

Mortgage

Document Number0100280159
DateOct 16, 2017
Book Page010028/000159
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2047

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLES MD
Property Address4480 PHILLIPS RD, LA PLATA, MD 20646-5606
Document Number0100390235
Instrument DateSep 18, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4480 PHILLIPS RD LA PLATA MD 206465606, LA PLATA, MD 20646-5606

Mortgage

Document Number0100390235
DateOct 23, 2017
Book Page010039/000235
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$269,800 (+8.18%)$310,600 (+24.54%) Land $71,200 Building $239,400
2025$249,400 (+16.22%) Land $71,200 Building $178,200$249,400 (-) Land $71,200 Building $178,200
2023$3,201.00$214,600$249,400 Land $71,200 Building $178,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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