DeSoto County property record for 4480 Lotus Cv, Nesbit, MS 38651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,456 sqft · built 1987 |
| Lot Size | 0.484 acres (21,113 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $600 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-07-6-23-02-0-00184-00 |
| Primary APN | 2-07-6-23-02-0-00184-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,456 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 21,113 sqft (0.484 acres) |
| Lot Dimensions | 130 ft deep x 160 ft wide |
| Street Address | 4480 LOTUS CV |
|---|---|
| City | NESBIT |
| State | MS |
| Zip | 38651-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BRIDGETOWN S-D SEC B LOT 184 |
| Legal Range | 07 |
| Legal Township | 02 |
| Legal Section | 23 |
| Legal Subdivision | BRIDGETOWN S-D |
| Legal Lot Number | 184 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 70633 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4480 LOTUS CV, NESBIT, MS 38651-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA |
| Oct 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2018 |
| Deed Sale | Oct 17, 2018 |
| Deed Document Number | 0000870553 |
| Deed Book / Page | 0870 / 553 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4480 LOTUS CV, NESBIT, MS 38651-9503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 004323/605 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 4323/605 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 17, 2018 |
| Property Address | 4480 LOTUS CV, NESBIT, MS 38651-9503 |
| Document Number | 000870/553 |
| Book / Page | 0870 / 553 |
| Map Reference | MB 14 PG 38-44 |
| Instrument Date | Oct 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4134 SIDLEHILL DR, 4134, OLIVE BRANCH, MS 38654-6144 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4480 LOTUS CV, NESBIT, MS 38651-9503 |
| Document Number | 0004622460 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 4622/460 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $600.00 (-17.47%) | $14,779 (-) Land $3,000 Building $11,779 | $147,783 (-) Land $30,000 Building $117,783 |
| 2023 | $727.00 | $14,779 | $147,783 Land $30,000 Building $117,783 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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