4460 Lotus Cv, Nesbit, MS 38651 Property Records

DeSoto County property record for 4460 Lotus Cv, Nesbit, MS 38651

Property Summary

Property TypeSingle Family Home
Details3 bd · 3,319 sqft · built 1983
Lot Size0.356 acres (15,504 sqft)
OwnerIndividual Name on File
Tax Bill$807 (2025)
Deeds & MortgagesSep 2026 Transfer
Sep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN2-07-6-23-02-0-00186-00

Property Details

APN / Parcel Number

Primary APN2-07-6-23-02-0-00186-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area3,319 sqft Adjusted Area
1st Floor Area1,944 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeBlock
Roof TypeGable
Roof MaterialShingle
Lot Area15,504 sqft (0.356 acres)
Lot Dimensions140 ft deep x 90 ft wide

Location & Zoning

Street Address4460 LOTUS CV
CityNESBIT
StateMS
Zip38651-9503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionBRIDGETOWN S-D SEC B LOT 186
Legal Range007
Legal Township02S
Legal Section23
Legal SubdivisionBRIDGETOWN S-D
Legal Lot Number186
JurisdictionDESOTO MS
Township / Civil Division2
Census Block Group2
Census Block2015
Census Tract70633

Owner

4460 Lotus Cv is owned and occupied by an individual who acquired it in September 2026.

Source: DeSoto County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address4460 LOTUS CV, NESBIT, MS 38651-9503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 2, 2026Deed of Trust, Mortgage · Line of Credit
PINNACLE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 17, 2026
Transfer Doc1026016969
Record UpdatedOct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionDESOTO MS
Recording DateSep 17, 2026
Property Address4460 LOTUS CV, NESBIT, MS 38651-9503
Document Number1026016969
Book / Page1026 / 16969
Instrument DateSep 17, 2026
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8445 BYHALIA RD, OLIVE BRANCH, MS 38654-9017

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateSep 2, 2026
Property Address4460 LOTUS CV, NESBIT, MS 38651-9503
Document Number5663100784
Book / Page5663 / 100784
Instrument DateAug 28, 2026
Transaction TypeMortgage
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4460 LOTUS CV, NESBIT, MS 38651-9503

Mortgage

Document Number5663100784,
DateSep 2, 2026
Book Page5663/100784
Lender
NamePINNACLE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 28, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4460 Lotus Cv was $807.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$807.00$17,295 Land $3,000 Building $14,295$172,952 Land $30,000 Building $142,952
2023$979.00$17,295$172,952 Land $30,000 Building $142,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4460 Lotus Cv in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4460 Lotus Cv is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Lotus Cv

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