4480 Bromley Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 4480 Bromley Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 902 sqft · built 1980
Lot Size	0.238 acres (10,371 sqft)
Owner	2 Individual Names on File
Last Sale	$212,500 (Oct 2026)
Tax Bill	$2,179 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5181-1816-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5181-1816-0160`
Alternative APNs	`00771935` `771935`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	902 sqft Living Area
Gross Area	1,218 sqft
1st Floor Area	902 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,371 sqft (0.238 acres)
Lot Dimensions	129 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00771935
Street Address	4480 BROMLEY AVE
City	SPRING HILL
State	FL
Zip	34609-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 REPLAT BLK 1816 LOT 16
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18 1ST REP
Legal Block	1816
Legal Lot Number	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3011
Census Tract	41006

Owner

4480 Bromley Ave is owned and occupied by two individuals who bought it in October 2026.

Source: Hernando County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4480 BROMLEY AVE, SPRING HILL, FL 34609-1703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jan 31, 2022	Intrafamily Transfer, Transfer ATTORNEY
Oct 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Deed Document Number	202666689
Deed Book / Page	4767 / 1804
Prior Transfer Date	Jan 24, 2022
Prior Transfer Doc	0041201829
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 2, 2026
Property Address	4480 BROMLEY AVE, SPRING HILL, FL 34609-1703
Document Number	0000066689
Book / Page	4767 / 1804
Instrument Date	Sep 30, 2026
Instrument	202666689
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	SOUTHERN TITLE, SOUTHERN SECURITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150,237.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4480 BROMLEY AVE, SPRING HILL, FL 34609-1703

Mortgage

Document Number	0000066690,
Date	Oct 2, 2026
Instrument	202666690

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000066691,
Date	Oct 2, 2026
Book Page	4767/1821
Instrument	202666691

Lender

Name	HOUSING FINANCE CORPORATION FLORIDA

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Jan 31, 2022
Property Address	4480 BROMLEY AVE, SPRING HILL, FL 34609-1703
Document Number	0041201829
Book / Page	4120 / 1829
Map Reference	MB 7 PG 65-79
Instrument Date	Jan 24, 2022
Instrument	2022008325
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6859 EASTBROOK DR, SPRING HILL, FL 34606-6006

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 5, 2018
Property Address	4480 BROMLEY AVE, SPRING HILL, FL 34609-1703
Document Number	0036300412
Book / Page	003630 / 000412
Instrument Date	Oct 5, 2018
Instrument	60607
Transaction Type	Transfer
Record Updated	Nov 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6859 EASTBROOK DR SPRING HILL FL 346066006, SPRING HILL, FL 34606-6006

Tax Assessment & Valuation

The 2025 property tax bill for 4480 Bromley Ave was $2,179.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,179.00	$87,497	$125,554 Land $38,891 Building $86,663
2023		$72,312 Land $72,312
2022	$1,381.00		$117,026 Land $30,076 Building $86,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4480 Bromley Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4480 Bromley Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Tillman Fiber.

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