4457 Bromley Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 4457 Bromley Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,184 sqft · built 1979
Lot Size	0.183 acres (7,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Nov 2025)
Tax Bill	$2,552 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5181-1815-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5181-1815-0080`
Alternative APNs	`00771481` `771481`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,184 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1989
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,986 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Screened Porch
Porch Area	938 sqft
Deck Area	108 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00771481
Street Address	4457 BROMLEY AVE
City	SPRING HILL
State	FL
Zip	34609-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 REPLAT BLK 1815 LOT 8
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18 1ST REP
Legal Block	1815
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3012
Census Tract	41006

Owner

Source: Hernando County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4457 BROMLEY AVE, SPRING HILL, FL 34609-1704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 12, 2025	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 20, 2017	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	202581035
Deed Book / Page	4637 / 1916
Prior Transfer Date	Sep 2, 2025
Prior Transfer Doc	0046090971
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 25, 2025
Property Address	4457 BROMLEY AVE, SPRING HILL, FL 34609-1704
Document Number	0046371916
Book / Page	4637 / 1916
Map Reference	MB 16 PG 90-94
Instrument Date	Nov 19, 2025
Instrument	2025081035
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	398 MAPLE ST, WINCHENDON, MA 01475-1004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4457 BROMLEY AVE, SPRING HILL, FL 34609-1704

Mortgage

Document Number	0046371918
Date	Nov 25, 2025
Instrument	4637/1918

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 12, 2025
Property Address	4457 BROMLEY AVE, SPRING HILL, FL 34609-1704
Document Number	0046090971
Book / Page	4609 / 971
Map Reference	MB 16 PG 90-94
Instrument Date	Sep 2, 2025
Instrument	2025063941
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4457 BROMLEY AVE, SPRING HILL, FL 34609-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4457 BROMLEY AVE, SPRING HILL, FL 34609-1704

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4457 BROMLEY AVE, SPRING HILL, FL 34609-1704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034800925
Date	Jun 20, 2017
Book Page	3480/0925
Instrument	2017034933

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 8, 2020
Property Address	4457 BROMLEY AVE, SPRING HILL, FL 34609-1704
Document Number	0038841600
Book / Page	3884 / 1600
Map Reference	MB 16 PG 90-94
Instrument Date	Aug 19, 2020
Instrument	2020055008
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CROWN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4457 BROMLEY AVE, 4457, SPRING HILL, FL 34609-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HARBOR VIEW AVE, WINTHROP, MA 02152-2520

Mortgage

Document Number	38841602
Date	Sep 8, 2020
Instrument	3884/1602

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,552.00 (-0.2%)	$174,787 (+2.32%) Land $35,059 Building $139,728	$174,787 (+2.32%) Land $35,059 Building $139,728
2024	$2,557.00 (+17.4%) Additional exemption filed	$170,817 (+35.25%) Land $28,989 Building $141,828	$170,817 (+2.02%) Land $28,989 Building $141,828
2023		$126,301 (-21.66%) Land $211 Building $126,090
2022	$2,178.00	$161,221 Land $24,677 Building $136,544	$167,435 Land $27,073 Building $140,362

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Tillman Fiber.

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