Morgan County property record for 448 Zag Rd, West Liberty, KY 41472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 576 sqft · built 2013 |
| Owner | 2 Individual Names on File |
| Last Sale | $4,400 (Feb 1994) |
| Tax Bill | $1,014 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-00-00-002.03 |
| Primary APN | 053-00-00-002.03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 576 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Precast Concrete Panel |
| Foundation Type | Concrete |
| Garage Type | Detached |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 448 ZAG RD |
|---|---|
| City | WEST LIBERTY |
| State | KY |
| Zip | 41472-7623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAND, 2009 32X56 CLAYTON & GARAGE |
| Jurisdiction | MORGAN KY |
| Township / Civil Division | WRIGLEY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950200 |
448 Zag Rd is owned and occupied by two individuals who bought it in February 1994.
Source: Morgan County records, as of November 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 ZAG RD, WEST LIBERTY, KY 41472-7623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 1994 · Amount on File |
| Deed Sale | Feb 1, 1994 · Amount on File |
| Deed Document Number | 0000016433 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 448 Zag Rd was $1,014.
Source: Morgan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Morgan County |
| Unified School District | Morgan County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,014.00 | $83,000 | $83,000 |
| 2023 | $1,030.00 | $83,000 | $83,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 Zag Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 448 Zag Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGAN COUNTY WATER DISTRICT serves 7,502 people · EPA ID KY0880594 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures