Morgan County property record for 437 Zag Rd, West Liberty, KY 41472
| Property Type | Mobile Home |
|---|---|
| Details | 720 sqft · built 1977 |
| Lot Size | 30 acres (1,306,800 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Oct 2019 Sale Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-00-00-056.01 |
| Primary APN | 052-00-00-056.01 |
|---|
| Building Area | 720 sqft Living Area |
|---|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Mobile Home |
| Exterior Material | Baked Enamel |
| Lot Area | 1,306,800 sqft (30 acres) |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 437 ZAG RD |
|---|---|
| City | WEST LIBERTY |
| State | KY |
| Zip | 41472-7623 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R |
| Legal Description | 1977 ECHO 12X60 MOBILE HOME & LAND |
| Jurisdiction | MORGAN KY |
| Township / Civil Division | WRIGLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950200 |
437 Zag Rd, a mobile home, is owned and occupied by an individual who acquired it in October 2019.
Source: Morgan County records, as of November 4, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 437 ZAG RD, WEST LIBERTY, KY 41472-7623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2019 | Deed, Transfer |
| Oct 7, 2019 | Affidavit, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 5, 2019 |
| Transfer Doc | DB241/0347 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN KY |
| Recording Date | Oct 7, 2019 |
| Property Address | 437 ZAG RD, WEST LIBERTY, KY 41472-7623 |
| Document Number | 0DB241/349 |
| Book / Page | DB 241 / 349 |
| Instrument Date | Oct 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 437 ZAG RD, WEST LIBERTY, KY 41472-7623 |
| Name | Verified Name |
|---|---|
| Address | 437 ZAG RD, WEST LIBERTY, KY 41472-7623 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MORGAN KY |
| Recording Date | Oct 7, 2019 |
| Property Address | 437 ZAG RD, WEST LIBERTY, KY 41472-7623 |
| Document Number | DB241/0347 |
| Book / Page | DB 241 / 0347 |
| Instrument Date | Oct 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 437 ZAG RD, WEST LIBERTY, KY 41472-7623 |
| Investor | Possibly a Property Investor |
Source: Morgan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Morgan County |
| Unified School District | Morgan County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $25,000 | $25,000 |
| 2023 | Homeowner's exemption | $25,000 | $25,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Zag Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 437 Zag Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGAN COUNTY WATER DISTRICT serves 7,502 people · EPA ID KY0880594 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
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