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448 Westminster Rd, Cedarhurst, NY 11516 Property Records

Nassau County and Hempstead Town property record for 448 Westminster Rd, Cedarhurst, NY 11516

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,632 sqft · built 1946
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Sep 2021)
Tax Bill$8,092 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Mar 2020 Mortgage
Flood ZoneZone AE (high risk)
APN39-320-00-0305

Property Details

APN / Parcel Number

Primary APN39-320-00-0305
Alternative APNs
  • 2003-39-320-00-0305-0
  • 39320000305000000000
  • 282003 39.-320-305
  • 39320 03050

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
1st Floor Area860 sqft
Basement Area120 sqft
Finished Basement120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area360 sqft
Deck Area286 sqft
Patio Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39320 03050
Street Address448 WESTMINSTER RD
CityCEDARHURST
StateNY
Zip11516-1250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 015
Legal Block320
Legal Lot Number305
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group1
Census Block1004
Census Tract411200

Owner

448 Westminster Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Nassau County and Hempstead Town records, as of August 20, 2026

Owner of Record2 Individual Names on File
Mailing Address448 WESTMINSTER RD, CEDARHURST, NY 11516-1250
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
FM HOME LOANS LLC
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2021 · Amount on File
Deed SaleSep 24, 2021 · Amount on File
Prior SaleApr 10, 2008 · Amount on File
Deed Document Number2021125541
Deed Book / Page14140 / 663
Record UpdatedOct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateSep 24, 2021
Property Address448 WESTMINSTER RD, CEDARHURST, NY 11516-1250
Document Number0141400663
Book / Page14140 / 663
Instrument DateSep 17, 2021
Instrument2021-125541
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address337 LIVINGSTON PL, 337, CEDARHURST, NY 11516-1427

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address448 WESTMINSTER RD, CEDARHURST, NY 11516-1250

Mortgage

Document Number20211255424587749
DateSep 24, 2021
Instrument2021-1255424587749
Lender
NameFM HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address448 WESTMINSTER RD, CEDARHURST, NY 11516-1250
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0441120566
DateMar 25, 2020
Book Page44112/566
Instrument2020-028546
Lender
NameCARDINAL FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 448 Westminster Rd was $8,092.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityCedarhurst Village
Unified School DistrictLawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$557 Land $229 Building $328$557,000
2025$8,092.00
2023$9,475.00 Additional exemption filed$683 Land $281 Building $402$683,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 448 Westminster Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 148 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims249 (1979–2023)
Claims Outside the SFHA71 of 249
Most Recent ClaimOct 2023 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 157 claims
  • Hurricane Irene, Aug 2011 · 17 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 448 Westminster Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

May also be available: T-Mobile.

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