Nassau County and Hempstead Town property record for 409 Westminster Rd, Cedarhurst, NY 11516
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,332 sqft · built 1946 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,000 (Oct 2010) |
| Tax Bill | $7,600 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 39-330-00-0008 |
| Primary APN | 39-330-00-0008 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 860 sqft |
| Basement Area | 120 sqft |
| Finished Basement | 120 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 775 sqft |
| Patio Area | 775 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39330 00080 |
|---|---|
| Street Address | 409 WESTMINSTER RD |
| City | CEDARHURST |
| State | NY |
| Zip | 11516-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8-9,210 |
| Legal Block | 330 |
| Legal Lot Number | 8 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 411200 |
409 Westminster Rd is owned and occupied by two individuals who bought it in October 2010.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 WESTMINSTER RD, CEDARHURST, NY 11516-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2010 · Amount on File |
| Deed Sale | Oct 28, 2010 · Amount on File |
| Deed Document Number | 20102941 |
| Deed Book / Page | 12664 / 408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 409 WESTMINSTER RD, CEDARHURST, NY 11516-1127 |
| Document Number | 0437190486 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 WESTMINSTER RD CEDARHURST NY 115161127, CEDARHURST, NY 11516-1127 |
| Document Number | 0437190486 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 043719/000486 |
| Instrument | 86956 |
| Name | BK & TR STIFEL |
|---|---|
| Address | 12655 OLIVE BLVD # 250, ST LOUIS, MO 63141-6343 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 409 Westminster Rd was $7,600.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Cedarhurst Village |
| Unified School District | Lawrence Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573 Land $252 Building $321 | $585,000 | |
| 2025 | $7,600.00 | ||
| 2023 | $7,657.00 Additional exemption filed | $593 Land $255 Building $338 | $593,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Westminster Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 148 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 249 (1979–2023) |
| Claims Outside the SFHA | 71 of 249 |
| Most Recent Claim | Oct 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Westminster Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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