448 Vineyard Dr, Lakeland, FL 33809 Property Records

Polk County property record for 448 Vineyard Dr, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,571 sqft · built 1990
Lot Size0.172 acres (7,505 sqft)
OwnerCompany Name on File
Last Sale$289,500 (Mar 2022)
Tax Bill$4,048 (2025)
Deeds & MortgagesMar 2022 Sale
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-27-19-161357-000180

Property Details

APN / Parcel Number

Primary APN24-27-19-161357-000180
Alternative APNs
  • 192724161357000180
  • 92724000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,571 sqft Living Area
Gross Area2,012 sqft
1st Floor Area1,571 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area7,505 sqft (0.172 acres)
Lot Dimensions110 ft deep x 68 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchUnfinished Open Porch
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address448 VINEYARD DR
CityLAKELAND
StateFL
Zip33809-4168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal DescriptionTHE VINEYARD PB 88 PG 2 LOT 18
Legal Range24E
Legal Township27S
Legal Section19
Legal SubdivisionVINEYARD THE
Legal Tract161357
Legal Block1
Legal Lot Number18
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1001
Census Tract12208

Owner

448 Vineyard Dr is owned by a company that bought it in March 2022.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address1887 WHITNEY MESA DR, HENDERSON, NV 89014-2069
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Warranty Deed, Transfer
JRT TITLE INC, RTC TITLE INC
Dec 31, 2019Warranty Deed, Transfer · Conventional with PMI
MIMUTUAL MTG
Aug 9, 2017Loan Modification, Mortgage · Conventional Mortgage
MIDFLORIDA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2022 · Amount on File
Deed SaleMar 2, 2022 · Amount on File
Prior SaleDec 31, 2019 · Amount on File
Deed Document Number202256595
Deed Book / Page12141 / 1114
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 2, 2022
Property Address448 VINEYARD DR, LAKELAND, FL 33809-4168
Document Number0000056595
Book / Page12141 / 1114
Map ReferenceMB 88 PG 2
Instrument DateFeb 25, 2022
Instrument2022056595
Transaction TypeTransfer
Record UpdatedMar 16, 2022
Title CompanyJRT TITLE INC, RTC TITLE INC

Transaction

AmountAmount on Record
Tax$2,026.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1001 LAKE DEESON PT, 1001, LAKELAND, FL 33805-9236

Transferred To (Grantee/Buyer)

NameVerified Name
Address1887 WHITNEY MESA DR # 3380, 3380, HENDERSON, NV 89014-2069
InvestorPossibly a Property Investor

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 31, 2019
Property Address448 VINEYARD DR, LAKELAND, FL 33809-4168
Document Number0110921024
Book / Page011092 / 001024
Instrument DateDec 30, 2019
Instrument277138
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,189.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 VINEYARD DR LAKELAND FL 338094168, LAKELAND, FL 33809-4168

Mortgage

Document Number110921027
DateDec 31, 2019
Book Page011092/001027
Instrument277139
Lender
NameMIMUTUAL MTG
AddressPORT HURON, MI 48060
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 30, 2049

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address448 VINEYARD DR, LAKELAND, FL 33809-4168
Document Number0102301998
Book / Page010230 / 001998
Instrument DateAug 9, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address448 VINEYARD DR LAKELAND FL 338094168, LAKELAND, FL 33809-4168

Mortgage

Document Number0102301998
DateAug 10, 2017
Book Page010230/001998
Instrument153953
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33803
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueAug 9, 2057
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 448 Vineyard Dr was $4,048.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$220,337 (-4.54%) Land $29,000 Building $191,337$220,337 (-4.54%) Land $29,000 Building $191,337
2025$4,048.00$230,810 Land $29,000 Building $201,810$230,810 Land $29,000 Building $201,810
2023$4,118.00 (+19.78%)$232,292 (+9.34%) Land $28,000 Building $204,292$232,292 (+9.34%) Land $28,000 Building $204,292
2022$3,438.00$212,447 Land $23,000 Building $189,447$212,447 Land $23,000 Building $189,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Vineyard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Vineyard Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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