Polk County property record for 448 Vineyard Dr, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,571 sqft · built 1990 |
| Lot Size | 0.172 acres (7,505 sqft) |
| Owner | Company Name on File |
| Last Sale | $289,500 (Mar 2022) |
| Tax Bill | $4,048 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-19-161357-000180 |
| Primary APN | 24-27-19-161357-000180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,571 sqft Living Area |
| Gross Area | 2,012 sqft |
| 1st Floor Area | 1,571 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,505 sqft (0.172 acres) |
| Lot Dimensions | 110 ft deep x 68 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 102 sqft |
| Cooling System | Central |
|---|
| Street Address | 448 VINEYARD DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | THE VINEYARD PB 88 PG 2 LOT 18 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 19 |
| Legal Subdivision | VINEYARD THE |
| Legal Tract | 161357 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12208 |
448 Vineyard Dr is owned by a company that bought it in March 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1887 WHITNEY MESA DR, HENDERSON, NV 89014-2069 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Warranty Deed, Transfer JRT TITLE INC, RTC TITLE INC |
| Dec 31, 2019 | Warranty Deed, Transfer · Conventional with PMI MIMUTUAL MTG |
| Aug 9, 2017 | Loan Modification, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on File |
| Deed Sale | Mar 2, 2022 · Amount on File |
| Prior Sale | Dec 31, 2019 · Amount on File |
| Deed Document Number | 202256595 |
| Deed Book / Page | 12141 / 1114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 2, 2022 |
| Property Address | 448 VINEYARD DR, LAKELAND, FL 33809-4168 |
| Document Number | 0000056595 |
| Book / Page | 12141 / 1114 |
| Map Reference | MB 88 PG 2 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2022056595 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Title Company | JRT TITLE INC, RTC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,026.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1001 LAKE DEESON PT, 1001, LAKELAND, FL 33805-9236 |
| Name | Verified Name |
|---|---|
| Address | 1887 WHITNEY MESA DR # 3380, 3380, HENDERSON, NV 89014-2069 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 448 VINEYARD DR, LAKELAND, FL 33809-4168 |
| Document Number | 0110921024 |
| Book / Page | 011092 / 001024 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 277138 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,189.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 VINEYARD DR LAKELAND FL 338094168, LAKELAND, FL 33809-4168 |
| Document Number | 110921027 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 011092/001027 |
| Instrument | 277139 |
| Name | MIMUTUAL MTG |
|---|---|
| Address | PORT HURON, MI 48060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 448 VINEYARD DR, LAKELAND, FL 33809-4168 |
| Document Number | 0102301998 |
| Book / Page | 010230 / 001998 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 448 VINEYARD DR LAKELAND FL 338094168, LAKELAND, FL 33809-4168 |
| Document Number | 0102301998 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 010230/001998 |
| Instrument | 153953 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 9, 2057 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 448 Vineyard Dr was $4,048.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,337 (-4.54%) Land $29,000 Building $191,337 | $220,337 (-4.54%) Land $29,000 Building $191,337 | |
| 2025 | $4,048.00 | $230,810 Land $29,000 Building $201,810 | $230,810 Land $29,000 Building $201,810 |
| 2023 | $4,118.00 (+19.78%) | $232,292 (+9.34%) Land $28,000 Building $204,292 | $232,292 (+9.34%) Land $28,000 Building $204,292 |
| 2022 | $3,438.00 | $212,447 Land $23,000 Building $189,447 | $212,447 Land $23,000 Building $189,447 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 Vineyard Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 448 Vineyard Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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