436 Vineyard Dr, Lakeland, FL 33809 Property Records

Polk County property record for 436 Vineyard Dr, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,567 sqft · built 1989
Lot Size	0.169 acres (7,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,000 (Apr 2003)
Tax Bill	$1,019 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-19-161357-000161`

Property Details

APN / Parcel Number

Primary APN	`24-27-19-161357-000161`
Alternative APNs	`192724161357000161` `92724000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,567 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,567 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,340 sqft (0.169 acres)
Lot Dimensions	110 ft deep x 66 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Pool House	Pool House
Porch	Unfinished Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	436 VINEYARD DR
City	LAKELAND
State	FL
Zip	33809-4168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	THE VINEYARD PB 88 PG 2 LOT 16 LESS E 1.5 FT
Legal Range	24E
Legal Township	27S
Legal Section	19
Legal Subdivision	VINEYARD THE
Legal Tract	161357
Legal Block	1
Legal Lot Number	16
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12208

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	436 VINEYARD DR, LAKELAND, FL 33809-4168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2003 · Amount on Record
Deed Sale	Apr 2, 2003 · Amount on Record
Prior Sale	Apr 6, 2000 · Amount on Record
Deed Book / Page	5311 / 1304
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	436 VINEYARD DR, LAKELAND, FL 33809-4168
Document Number	0104501788
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	436 VINEYARD DR LAKELAND FL 338094168, LAKELAND, FL 33809-4168

Mortgage

Document Number	0104501788
Date	Apr 11, 2018
Book Page	010450/001788
Instrument	77004

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,818 (+2.7%)	$223,586 (-4.12%) Land $29,000 Building $194,586
2025	$1,019.00 (+8.52%) Homeowner's exemption	$101,089 (+5.99%)	$233,182 (-0.64%) Land $29,000 Building $204,182
2023	$939.00 (+4.45%) Homeowner's exemption	$95,379 (+3%)	$234,686 (+9.05%) Land $28,000 Building $206,686
2022	$899.00 Homeowner's exemption	$92,601	$215,204 Land $23,000 Building $192,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20