Martin County property record for 448 SW Salerno Rd, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,252 sqft · built 1996 |
| Lot Size | 0.873 acres (38,028 sqft) |
| Owner | Company Name on Record |
| Last Sale | $725,000 (Sep 2024) |
| Tax Bill | $4,820 (2024) |
| Deeds & Mortgages | Oct 2021 Reverse Mortgage Oct 2021 Reverse Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 55-38-41-411-000-00010-9 |
| Primary APN | 55-38-41-411-000-00010-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,252 sqft Living Area |
| 1st Floor Area | 2,252 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 38,028 sqft (0.873 acres) |
| Garage Type | Attached |
| Garage Area | 929 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 451 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 45090 |
|---|---|
| Street Address | 448 SW SALERNO RD |
| City | STUART |
| State | FL |
| Zip | 34997-6250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STRATFORD ON THE WATERS LOT 1 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | STRATFORD ON THE WATERS |
| Legal Lot Number | 1 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1103 |
Source: Martin County records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 450 SW SALERNO RD, STUART, FL 34997-6250 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Oct 8, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jul 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage REVERSE MORTGAGES.COM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on Record |
| Deed Sale | Sep 9, 2024 · Amount on Record |
| Prior Sale | Dec 9, 2003 · Amount on Record |
| Deed Document Number | 0003457464 |
| Deed Book / Page | 3457 / 464 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 448 SW SALERNO RD, STUART, FL 34997-6250 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 448 SW SALERNO RD, STUART, FL 34997-6250 |
| Document Number | 0032622776 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 3262/2776 |
| Instrument | 2919051 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 904 Months |
| Due | Feb 8, 2097 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 448 SW SALERNO RD, STUART, FL 34997-6250 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 448 SW SALERNO RD, STUART, FL 34997-6250 |
| Document Number | 0032622757 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 3262/2757 |
| Instrument | 2919050 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 904 Months |
| Due | Feb 8, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.2% |
| Type Change Date | Nov 1, 2021 |
| Change Frequency | Monthly |
| Index | Other |
| Max Rate | 7.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 448 SW SALERNO RD, STUART, FL 34997-6250 |
| Document Number | 0029390416 |
| Book / Page | 002939 / 000416 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 448 SW SALERNO RD STUART FL 349976250, STUART, FL 34997-6250 |
| Document Number | 0029390416 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 002939/000416 |
| Instrument | 2647073 |
| Name | REVERSE MORTGAGES.COM |
|---|---|
| Address | COLUMBIA, MO 65203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Jul 25, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Martin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565,280 (+89.14%) Land $250,000 Building $315,280 | $565,280 (+7.15%) Land $250,000 Building $315,280 | |
| 2024 | $4,820.00 (+2.14%) | ||
| 2023 | $4,719.00 (+3.69%) Additional exemption filed | $298,870 (+3%) | $527,560 (+15.02%) Land $240,000 Building $287,560 |
| 2022 | $4,551.00 Homeowner's exemption | $290,166 | $458,670 Land $190,400 Building $268,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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