352 SW Salerno Rd, Stuart, FL 34997 Property Records

Martin County property record for 352 SW Salerno Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,409 sqft · built 1981
Lot Size	0.307 acres (13,390 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2016)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`55-38-41-000-041-0002.1-7-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-000-041-0002.1-7-0000`
Alternative APNs	`55-38-41-000-041-00021-7` `44025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,409 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	2,409 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,390 sqft (0.307 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	392 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	300 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44025
Street Address	352 SW SALERNO RD
City	STUART
State	FL
Zip	34997-6248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ST LUCIE INLET FARMS N 168 OF W 87.5 OF E 190 OF TRACT 2 BLK 41 OR 342/1328
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	ST LUCIE INLET FARMS
Legal Tract	2
Legal Block	41
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1006
Census Tract	1103

Owner

352 SW Salerno Rd is owned and occupied by an individual who bought it in May 2016.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	352 SW SALERNO RD, STUART, FL 34997-6248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2016 · Amount on File
Deed Sale	May 6, 2016 · Amount on File
Prior Sale	Dec 9, 1992 · Amount on File
Deed Document Number	20162572350
Deed Book / Page	2851 / 780
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	352 SW SALERNO RD, STUART, FL 34997-6248
Document Number	0031401745
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	352 SW SALERNO RD STUART FL 349976248, STUART, FL 34997-6248

Mortgage

Document Number	0031401745
Date	Jul 6, 2020
Book Page	003140/001745
Instrument	2823883

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 352 SW Salerno Rd was $1,092 with exemptions applied, up 145.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00 (+145.95%) Additional exemption filed	$255,186	$528,860 Land $250,000 Building $278,860
2024	$444.00 (+5.46%)
2023	$421.00 (+3.95%) Additional exemption filed	$240,772 (+3%)	$496,430 (+15.61%) Land $240,000 Building $256,430
2022	$405.00 Homeowner's exemption	$233,760	$429,410 Land $190,400 Building $239,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 352 SW Salerno Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 186 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	218 units insured incl. 32 condo units
Nearby Flood Claims	170 (1979–2025)
Claims Outside the SFHA	25 of 170
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 75 claims Hurricane Irene, Oct 1999 · 18 claims Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 352 SW Salerno Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20