448 Sawgrass Ct, Westminster, MD 21158 Property Records

Carroll County property record for 448 Sawgrass Ct, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,612 sqft · built 1991
Lot Size	0.772 acres (33,647 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Sep 2014)
Tax Bill	$8,677 (2026)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-096437`

Property Details

APN / Parcel Number

Primary APN	`07-096437`
Alternative APNs	`7096437` `096437`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,612 sqft Total Area
Basement Area	528 sqft
Finished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	33,647 sqft (0.772 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Deck Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	096437
Street Address	448 SAWGRASS CT
City	WESTMINSTER
State	MD
Zip	21158-4141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 21 - 33647 SQ FT SAWGRASS CT 28-179 AVONDALE RUN PH 1
Legal Subdivision	AVONDALE RUN
Legal Phase	1
Legal Lot Number	21
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1019
Census Tract	507703

Owner

448 Sawgrass Ct is owned and occupied by an individual who bought it in September 2014.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	448 SAWGRASS CT, WESTMINSTER, MD 21158-4141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2014 · Amount on File
Deed Sale	Sep 3, 2014 · Amount on File
Prior Sale	Sep 21, 2009 · Amount on File
Deed Book / Page	7751 / 479
Prior Transfer Date	Jan 28, 2011
Prior Transfer Doc	0064700020
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	448 SAWGRASS CT, WESTMINSTER, MD 21158-4141
Document Number	0093130265
Instrument Date	May 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 SAWGRASS CT WESTMINSTER MD 211584141, WESTMINSTER, MD 21158-4141

Mortgage

Document Number	0093130265
Date	Jun 11, 2019
Book Page	009313/000265

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 10, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 448 Sawgrass Ct was $8,677 with a homeowner's exemption, up 5.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,677.00 (+5.84%) Homeowner's exemption	$546,300 (+7.26%) Land $151,800 Building $394,500	$546,300 (-) Land $151,800 Building $394,500
2025	$8,198.00 Homeowner's exemption	$509,300	$546,300 Land $151,800 Building $394,500
2023	$7,356.00 Homeowner's exemption	$435,300 Land $151,800 Building $283,500	$435,300 Land $151,800 Building $283,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Sawgrass Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Sawgrass Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD VALLEY private · serves 2,436 people · EPA ID MD0060017
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20