Carroll County property record for 441 Sawgrass Ct, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,936 sqft · built 1989 |
| Lot Size | 0.506 acres (22,037 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jan 2022) |
| Tax Bill | $7,677 (2026) |
| Deeds & Mortgages | May 2017 Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-096283 |
| Primary APN | 07-096283 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,936 sqft Total Area |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,037 sqft (0.506 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 096283 |
|---|---|
| Street Address | 441 SAWGRASS CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 15 - 22037 SF 441 SAWGRASS CT 28-178 AVONDALE RUN PH 1 |
| Legal Subdivision | AVONDALE RUN |
| Legal Phase | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 507703 |
441 Sawgrass Ct is owned and occupied by two individuals who bought it in January 2022.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 SAWGRASS CT, WESTMINSTER, MD 21158-4141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2017 | Deed of Trust, Mortgage NEW WINDSOR STATE BANK |
| Jan 11, 2022 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on File |
| Deed Sale | Jan 11, 2022 · Amount on File |
| Prior Sale | Aug 10, 2009 · Amount on File |
| Deed Book / Page | 10635 / 337 |
| Prior Transfer Date | Apr 19, 2013 |
| Prior Transfer Doc | 0073760497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 441 SAWGRASS CT, WESTMINSTER, MD 21158-4141 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0086780483 |
|---|---|
| Date | May 5, 2017 |
| Book Page | 8678/0483 |
| Instrument | 8678-0483 |
| Name | NEW WINDSOR STATE BANK |
|---|---|
| Type | Bank |
| Address | TANEYTOWN, MD 21787 |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 11, 2022 |
| Property Address | 441 SAWGRASS CT, WESTMINSTER, MD 21158-4141 |
| Document Number | 0106350337 |
| Book / Page | 10635 / 337 |
| Map Reference | MB 28 FO 178 |
| Instrument Date | Aug 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | BAYVIEW TITLE, BAYVIEW TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 441 SAWGRASS CT, WESTMINSTER, MD 21158-4141 |
| Document Number | 0010635343 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 10635/343 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 441 Sawgrass Ct was $7,677, up 9.7% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,677.00 (+9.7%) | $457,000 (+9.7%) Land $130,400 Building $326,600 | $457,000 (-) Land $130,400 Building $326,600 |
| 2025 | $6,998.00 | $416,600 | $457,000 Land $130,400 Building $326,600 |
| 2023 | $5,675.00 | $335,800 Land $130,400 Building $205,400 | $335,800 Land $130,400 Building $205,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Sawgrass Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Sawgrass Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD VALLEY private · serves 2,436 people · EPA ID MD0060017 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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