448 Rockaway Beach Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 448 Rockaway Beach Ave, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 760 sqft · built 1961
Lot Size	0.06 acres (2,623 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Apr 2012)
Tax Bill	$6,716 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-035-060`

Property Details

APN / Parcel Number

Primary APN	`022-035-060`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	760 sqft Living Area
1st Floor Area	760 sqft
Family Room	Family Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	2,623 sqft (0.06 acres)
Lot Dimensions	99 ft deep x 52 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	448 ROCKAWAY BEACH AVE
City	PACIFICA
State	CA
Zip	94044-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 9 BLOCK 12 AMEND & SUPP MAP OF ROCKAWAY BEACH RSM 5/44
Legal Subdivision	ROCKAWAY BEACH
Legal Block	12
Legal Lot Number	9
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1008
Census Tract	603100

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	448 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit STANFORD FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2012 · Amount on Record
Deed Sale	Apr 27, 2012 · Amount on Record
Prior Sale	Nov 18, 2005 · Amount on Record
Deed Document Number	201258602
Prior Transfer Date	Dec 6, 2001
Prior Transfer Doc	0000121609
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	448 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3225
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3225

Mortgage

Document Number	0000000840
Date	Jan 5, 2022
Instrument	2022-000840

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jul 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	448 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3225
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020027
Date	Mar 19, 2018
Instrument	2018-020027

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	448 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072562
Date	Sep 6, 2019
Instrument	2019-072562

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	448 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052900
Date	Jun 9, 2020
Instrument	2020-052900

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,210 (+2%) Land $230,605 Building $230,605
2025	$6,716.00 (+8.11%) Homeowner's exemption	$452,168 (+4.04%) Land $226,084 Building $226,084
2023	$6,212.00 (+6.06%) Homeowner's exemption	$434,610 Land $217,305 Building $217,305	$651,780
2022	$5,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (1998–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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