448 River Rd, Fair Haven, NJ 07704 Property Records

Monmouth County and Fair Haven Borough property record for 448 River Rd, Fair Haven, NJ 07704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1924
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jul 2011)
Tax Bill	$12,545 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`14-00018-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`14-00018-0000-00014`
Alternative APN	`140001800014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,276 sqft
Basement Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	132 sqft
Patio Area	471 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	448 RIVER RD
City	FAIR HAVEN
State	NJ
Zip	07704-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	EASTSIDE PARK
Legal Block	18
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FAIR HAVEN
Census Block Group	2
Census Block	2001
Census Tract	803700

Owner

448 River Rd is owned and occupied by an individual who bought it in July 2011.

Source: Monmouth County and Fair Haven Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	448 RIVER RD, FAIR HAVEN, NJ 07704-3032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2011 · Amount on File
Deed Sale	Jul 25, 2011 · Amount on File
Deed Document Number	201166258
Deed Book / Page	8900 / 676
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 10, 2020
Property Address	448 RIVER RD, FAIR HAVEN, NJ 07704-3032
Document Number	0000087068
Book / Page	009432 / 004145
Instrument Date	Jul 23, 2020
Instrument	87068
Transaction Type	Construction Loan
Record Updated	Sep 11, 2020
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 RIVER RD FAIR HAVEN NJ 077043032, FAIR HAVEN, NJ 07704-3032

Mortgage

Document Number	0000087068
Date	Aug 10, 2020
Book Page	009432/004145
Instrument	87068

Lender

Name	LAKELAND BK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 9, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 448 River Rd was $12,545, up 6.7% from the year before.

Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Fair Haven Borough
Elementary School District	Fair Haven Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,100 (+8.08%) Land $686,100 Building $264,000	$950,100 (+8.08%) Land $686,100 Building $264,000
2025	$12,545.00 (+6.75%)	$879,100 Land $617,500 Building $261,600	$879,100 Land $617,500 Building $261,600
2024	$11,752.00
2023		$674,000 Land $423,200 Building $250,800	$674,000 Land $423,200 Building $250,800
2022	$10,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 River Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1984–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20