Monmouth County and Fair Haven Borough property record for 438 River Rd, Fair Haven, NJ 07704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 1932 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,094 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00018-0000-00012 |
| Primary APN | 14-00018-0000-00012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 893 sqft |
| Upper Floors Area | 795 sqft |
| Attic | Attic |
| Attic Area | 775 sqft |
| Basement Area | 828 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 438 RIVER RD |
|---|---|
| City | FAIR HAVEN |
| State | NJ |
| Zip | 07704-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 18 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FAIR HAVEN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 803700 |
Source: Monmouth County and Fair Haven Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 RIVER RD, FAIR HAVEN, NJ 07704-3032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Sep 29, 2018 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 2, 2013 |
| Transfer Doc | 0090475451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 438 RIVER RD, FAIR HAVEN, NJ 07704-3032 |
| Document Number | 0000106329 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 438 RIVER RD FAIR HAVEN NJ 077043032, FAIR HAVEN, NJ 07704-3032 |
| Document Number | 0000106329 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 009441/009678 |
| Instrument | 106329 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 438 RIVER RD, FAIR HAVEN, NJ 07704-3032 |
| Document Number | 0000099435 |
| Instrument Date | Sep 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 438 RIVER RD FAIR HAVEN NJ 077043032, FAIR HAVEN, NJ 07704-3032 |
| Document Number | 0000099435 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 009315/005963 |
| Instrument | 99435 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Fair Haven Borough |
| Elementary School District | Fair Haven Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $989,000 (+7.78%) Land $686,100 Building $302,900 | $989,000 (+7.78%) Land $686,100 Building $302,900 | |
| 2025 | $13,094.00 (+6.39%) | $917,600 (+29.06%) Land $617,500 Building $300,100 | $917,600 (+29.06%) Land $617,500 Building $300,100 |
| 2024 | $12,307.00 (+14.23%) | ||
| 2023 | $711,000 Land $423,200 Building $287,800 | $711,000 Land $423,200 Building $287,800 | |
| 2022 | $10,774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1984–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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