448 Renaissance Ave, Lathrop, CA 95330 Property Records

San Joaquin County property record for 448 Renaissance Ave, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,208 sqft · built 2010
Lot Size0.088 acres (3,840 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Jun 2010)
Tax Bill$5,363 (2026)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APN191-680-500-000

Property Details

APN / Parcel Number

Primary APN191-680-500-000
Alternative APN
  • 191-680-50

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,208 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleL-Shape
Construction TypeWood
Lot Area3,840 sqft (0.088 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number191-680-50
Street Address448 RENAISSANCE AVE
CityLATHROP
StateCA
Zip95330-8683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description07-FM PT OF 191-340-14 PER RM 40-81
Legal SubdivisionMOSSDALE LANDING-AUTUMWOOD CRO
Legal Block1
Legal Lot Number95
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group1
Census Block1001
Census Tract5119

Owner

448 Renaissance Ave is owned and occupied by two individuals who acquired it in July 2013.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address448 RENAISSANCE AVE, LATHROP, CA 95330-8683
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2010 · Amount on File
Deed SaleJun 22, 2010 · Amount on File
Deed Document Number201082055
Last Transfer DateJul 5, 2013
Transfer Doc0000117335
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address448 RENAISSANCE AVE, LATHROP, CA 95330-8683
Document Number0000128544
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedDec 1, 2017
Title CompanyTSI ESCROW - CERRITOS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address448 RENAISSANCE AVE LATHROP CA 953308683, LATHROP, CA 95330-8683

Mortgage

Document Number0000128544
DateNov 3, 2017
Instrument128544
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 448 Renaissance Ave was $5,363 with a homeowner's exemption, up 1.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,363.00 (+1.25%)
2025$5,297.00 Homeowner's exemption$283,963 Land $70,987 Building $212,976
2023$5,035.00 (-0.77%) Homeowner's exemption$272,938 Land $68,232 Building $204,706$575,550
2022$5,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Renaissance Ave in Zone X, where a levee reduces flood risk, though there have been 22 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1983–2017)
Claims Outside the SFHA13 of 22
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 448 Renaissance Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

Nearby Properties on Renaissance Ave

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