412 Renaissance Ave, Lathrop, CA 95330 Property Records

San Joaquin County property record for 412 Renaissance Ave, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,729 sqft · built 2009
Lot Size	0.088 acres (3,840 sqft)
Owner	Individual Name on Record
Last Sale	$377,000 (May 2017)
Tax Bill	$7,039 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2017 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`191-670-460-000`

Property Details

APN / Parcel Number

Primary APN	`191-670-460-000`
Alternative APN	`191-670-46`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,729 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,840 sqft (0.088 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-670-46
Street Address	412 RENAISSANCE AVE
City	LATHROP
State	CA
Zip	95330-8683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07-FM PT OF 191-340-14 PER RM 40-81
Legal Subdivision	MOSSDALE LANDING-AUTUMWOOD CRO
Legal Block	1
Legal Lot Number	98
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1001
Census Tract	5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 RENAISSANCE AVE, LATHROP, CA 95330-8683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 13, 2017	Quit Claim Deed, Transfer Quitclaim
May 31, 2017	Grant Deed, Transfer · FHA Mortgage LOAN SIMPLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Dec 24, 2009 · Amount on Record
Deed Document Number	201760914
Prior Transfer Date	Apr 24, 2015
Prior Transfer Doc	0000049528
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	412 RENAISSANCE AVE, LATHROP, CA 95330-8683
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 RENAISSANCE AVE, LATHROP, CA 95330-8683

Mortgage

Document Number	0000012622
Date	Jan 28, 2022
Instrument	2022-012622

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Jun 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 13, 2017
Property Address	412 RENAISSANCE AVE, LATHROP, CA 95330-8683
Document Number	0000079276
Instrument Date	Jun 6, 2017
Instrument	79276
Transaction Type	Transfer
Record Updated	Oct 4, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 RENAISSANCE AVE LATHROP CA 953308683, LATHROP, CA 95330-8683

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 31, 2017
Property Address	412 RENAISSANCE AVE, LATHROP, CA 95330-8683
Document Number	0000060914
Instrument Date	May 19, 2017
Instrument	60914
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 RENAISSANCE AVE LATHROP CA 953308683, LATHROP, CA 95330-8683

Mortgage

Document Number	60915
Date	May 31, 2017
Instrument	60915

Lender

Name	LOAN SIMPLE INC
Type	Funding / Finance Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,039.00 (+1.16%)
2025	$6,958.00 (+4.73%)	$428,954 (+4.04%) Land $150,190 Building $278,764
2023	$6,644.00 (-0.24%)	$412,300 Land $144,359 Building $267,941	$522,180
2022	$6,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1983–2017)
Claims Outside the SFHA	13 of 22
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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