Jackson County property record for 448 N 5th St, Central Point, OR 97502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 840 sqft · built 1937 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,000 (Feb 2023) |
| Tax Bill | $2,181 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372W03DA6000 |
| Primary APN | 372W03DA6000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 840 sqft Living Area |
| Gross Area | 1,320 sqft |
| 1st Floor Area | 840 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1940 |
| Roof Material | Other |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Carport |
| Garage Area | 340 sqft |
| Carport | Carport |
| Carport Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 448 N 5TH ST |
|---|---|
| City | CENTRAL POINT |
| State | OR |
| Zip | 97502-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Range | 02W |
| Legal Township | 37S |
| Legal Section | 03 |
| Legal Quarter | 4 |
| Legal Block | 1 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | MEDFORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1002 |
448 N 5th St is owned and occupied by two individuals who bought it in February 2023.
Source: Jackson County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 N 5TH ST, CENTRAL POINT, OR 97502-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Feb 14, 2023 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROGUE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2023 · Amount on File |
| Deed Sale | Feb 14, 2023 · Amount on File |
| Deed Document Number | 20232828 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 448 N 5TH ST, CENTRAL POINT, OR 97502-2312 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 448 N 5TH ST, CENTRAL POINT, OR 97502-2312 |
| Document Number | 0000024536 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 2023-024536 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | COQUILLE, OR 97423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 27, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Feb 14, 2023 |
| Property Address | 448 N 5TH ST, CENTRAL POINT, OR 97502-2312 |
| Document Number | 0000002828 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023-002828 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | WFG TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 656 ROSE VALLEY CT, CENTRAL POINT, OR 97502-2744 |
| Name | Verified Name |
|---|---|
| Address | 448 N 5TH ST, CENTRAL POINT, OR 97502-2312 |
| Document Number | 0000002829 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 2023-002829 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 448 N 5TH ST, CENTRAL POINT, OR 97502-2312 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007313 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-007313 |
| Name | ROGUE FCU |
|---|---|
| Type | Credit Union |
| Address | MEDFORD, OR 97501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 28, 2041 |
The 2025 property tax bill for 448 N 5th St was $2,181, up 2.5% from the year before.
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Central Point City |
| Unified School District | Central Point School District 6 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,800 (+2.99%) | $285,530 (+12.33%) Land $148,680 Building $136,850 | |
| 2025 | $2,181.00 (+2.54%) | $127,970 (+2.99%) Land $61,350 Building $66,620 | $254,190 (+5.68%) Land $135,000 Building $119,190 |
| 2024 | $2,127.00 (+3.3%) | $124,250 (+2.99%) Land $59,560 Building $64,690 | $240,530 (+21.79%) Land $131,000 Building $109,530 |
| 2023 | $2,059.00 (+2.39%) | $120,640 (+3%) Land $57,830 Building $62,810 | $197,490 (-20.7%) Land $151,930 Building $45,560 |
| 2022 | $2,011.00 | $117,130 Land $56,140 Building $60,990 | $249,030 Land $128,610 Building $120,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 N 5th St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 14 (1983–1997) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Jan 1997 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 448 N 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178 |
|---|---|
| Water Source | Purchased surface water from MEDFORD WATER COMMISSION |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hunter Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
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