Jackson County property record for 431 N 5th St, Central Point, OR 97502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,244 sqft · built 1953 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Dec 2025) |
| Tax Bill | $3,175 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 372W03DA8200 |
| Primary APN | 372W03DA8200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 196 sqft |
| Guest House | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 431 N 5TH ST |
|---|---|
| City | CENTRAL POINT |
| State | OR |
| Zip | 97502-2311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Range | 02W |
| Legal Township | 37S |
| Legal Section | 03 |
| Legal Quarter | 4 |
| Legal Subdivision | CITY OF CENTRAL POINT |
| Legal Block | 1 |
| Legal Lot Number | 7,8 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | MEDFORD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1002 |
Source: Jackson County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 N 5TH ST, CENTRAL POINT, OR 97502-2311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 10, 2025 | Bargain and Sale Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | Dec 2, 2015 |
| Deed Document Number | 202527080 |
| Prior Transfer Date | Apr 1, 2016 |
| Prior Transfer Doc | 0000010876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Dec 15, 2025 |
| Property Address | 431 N 5TH ST, CENTRAL POINT, OR 97502-2311 |
| Document Number | 0000027080 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2025-027080 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 N 5TH ST, CENTRAL POINT, OR 97502-2311 |
| Document Number | 0000027081 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025-027081 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Oct 10, 2025 |
| Property Address | 431 N 5TH ST, CENTRAL POINT, OR 97502-2311 |
| Document Number | 0000021877 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025-021877 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1718 CAPITOL AVE, CHEYENNE, WY 82001-4528 |
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Central Point City |
| Unified School District | Central Point School District 6 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,890 (+3%) | $347,910 (+10.19%) Land $148,680 Building $199,230 | |
| 2025 | $3,175.00 (+2.52%) | $186,310 (+3%) Land $54,030 Building $132,280 | $315,740 (+4.62%) Land $135,000 Building $180,740 |
| 2024 | $3,097.00 (+3.3%) | $180,890 (+2.99%) Land $52,450 Building $128,440 | $301,800 (+16.49%) Land $131,000 Building $170,800 |
| 2023 | $2,998.00 (+2.39%) | $175,630 (+3%) Land $50,930 Building $124,700 | $259,070 (-35.61%) Land $151,930 Building $107,140 |
| 2022 | $2,928.00 | $170,520 Land $49,450 Building $121,070 | $402,330 Land $128,610 Building $273,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 14 (1983–1997) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Jan 1997 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178 |
|---|---|
| Water Source | Purchased surface water from MEDFORD WATER COMMISSION |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hunter Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
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