448 Main St, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 448 Main St, Half Moon Bay, CA 94019

Property Summary

Property Type	Grocery, Supermarket
Details	12,220 sqft · built 2004
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on File
Last Sale	$500,000 (Nov 2013)
Tax Bill	$43,087 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-164-030`

Property Details

APN / Parcel Number

Primary APN	`056-164-030`

Interior

Stories	2 Stories
Building Area	12,220 sqft Gross Area
Utility Area	4,040 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2020
Lot Area	10,000 sqft (0.23 acres)
Parking Spaces	7 Parking Spaces

Location & Zoning

Street Address	448 MAIN ST
City	HALF MOON BAY
State	CA
Zip	94019-1725
Property Category	Commercial
Property Type	Commercial > Retail > Grocery, Supermarket
Local Zoning Code	CH00C2
Legal Description	LOTS 1 2 BLOCK 14 SPANISHTOWN
Legal Subdivision	SPANISHTOWN
Legal Block	14
Legal Lot Number	1
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	4
Census Block	4010
Census Tract	613702

Owner

448 Main St, a commercial property, is owned by a company that bought it in November 2013.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	Company Name on File
Mailing Address	1431 COUNTRY VISTAS LN, BONITA, CA 91902-4273
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Feb 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2013 · Amount on File
Deed Sale	Nov 26, 2013 · Amount on File
Prior Sale	Dec 12, 2007 · Amount on File
Deed Document Number	2013162454
Prior Transfer Date	Jul 28, 2004
Prior Transfer Doc	0000161250
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	448 MAIN ST, HALF MOON BAY, CA 94019-1725
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 MAIN ST, HALF MOON BAY, CA 94019-1725

Mortgage

Document Number	0000094916
Date	Jun 22, 2021
Instrument	2021-094916

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97228

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	448 MAIN ST, HALF MOON BAY, CA 94019-1725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012358
Date	Feb 8, 2017
Instrument	2017-012358

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 448 Main St was $43,087.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,432,874 (+2%) Land $625,186 Building $2,807,688
2025	$43,087.00	$3,365,564 Land $612,928 Building $2,752,636
2023	$38,599.00 (+2.14%)	$3,234,878 Land $589,128 Building $2,645,750
2022	$37,791.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 448 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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