San Mateo County property record for 432 Main St, Half Moon Bay, CA 94019
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Lot Size | 0.124 acres (5,416 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,700 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-164-070 |
| Primary APN | 056-164-070 |
|---|
| Lot Area | 5,416 sqft (0.124 acres) |
|---|
| Street Address | 432 MAIN ST |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-1725 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CH00CZ |
| Legal Description | LOT 3 BLK 14 SPANISHTOWN RSM 1/60 |
| Legal Subdivision | SPANISHTOWN |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 613702 |
432 Main St, a commercial property, is held in a trust since August 2005.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 536 POPLAR ST, HALF MOON BAY, CA 94019-2032 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2004 |
| Deed Sale | Apr 29, 2004 |
| Deed Document Number | 200484946 |
| Last Transfer Date | Aug 30, 2005 |
| Transfer Doc | 0000157616 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 432 Main St was $11,700.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Half Moon Bay City |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $958,434 (+2%) Land $311,334 Building $647,100 | |
| 2025 | $11,700.00 | $939,643 Land $305,230 Building $634,413 |
| 2023 | $10,612.00 (+1.59%) | $903,159 Land $293,380 Building $609,779 |
| 2022 | $10,446.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 432 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Main St is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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