Montgomery County property record for 448 Lower Rd, Souderton, PA 18964
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,755 sqft · built 1900 |
| Lot Size | 1.87 acres (81,718 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $29,861 (Dec 2003) |
| Tax Bill | $8,524 (2026) |
| Deeds & Mortgages | Nov 2019 Loan Modification Feb 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-00-03257-00-3 |
| Primary APN | 34-00-03257-00-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,755 sqft Living Area |
| 1st Floor Area | 1,989 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 81,718 sqft |
| Lot Width | 25 ft Width |
| View / Lot | Neighborhood / Spot |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | Deck Area |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 448 LOWER RD |
|---|---|
| City | SOUDERTON |
| State | PA |
| Zip | 18964-2130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 25 X IRR 81718 SF |
| Legal Block | 28 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | FRANCONIA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 207101 |
Source: Montgomery County records, as of June 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 336910, GREELEY, CO 80633-0616 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 19, 2019 | Loan Modification, Mortgage · Line of Credit ROYAL BK/CANADA |
| Feb 15, 2019 | Loan Modification, Mortgage STEWART TITLE, STEWART TITLE GUARANTY CO |
| Oct 4, 2018 | Deed of Trust, Mortgage · Line of Credit BARCLAYS BK |
| Aug 2, 2018 | Loan Modification, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2003 · Amount on Record |
| Deed Sale | Dec 11, 2003 · Amount on Record |
| Deed Document Number | 2003637532 |
| Deed Book / Page | 5485 / 1618 |
| Prior Transfer Date | Sep 11, 2003 |
| Prior Transfer Doc | 0000637532 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Nov 19, 2019 |
| Property Address | 448 LOWER RD, SOUDERTON, PA 18964-2130 |
| Document Number | 0147982132 |
| Book / Page | 014798 / 002132 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 83337 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1770 PROMONTORY CIR GREELEY CO 806349039, GREELEY, CO 80634-9039 |
| Document Number | 147982132 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 014798/002132 |
| Instrument | 83337 |
| Name | ROYAL BK/CANADA |
|---|---|
| Type | Bank |
| Address | TORONTO |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 448 LOWER RD, SOUDERTON, PA 18964-2130 |
| Document Number | 0146841576 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1770 PROMONTORY CIR GREELEY CO 806349039, GREELEY, CO 80634-9039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 448 LOWER RD, SOUDERTON, PA 18964-2130 |
| Document Number | 0146002108 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Title Company | STEWART TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1770 PROMONTORY CIR GREELEY CO 806349039, GREELEY, CO 80634-9039 |
| Document Number | 0146002108 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 014600/002108 |
| Instrument | 73675 |
| Name | BARCLAYS BK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10019 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Aug 2, 2018 |
| Property Address | 448 LOWER RD, SOUDERTON, PA 18964-2130 |
| Document Number | 0145610697 |
| Book / Page | 014561 / 000697 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 52304 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1770 PROMONTORY CIR GREELEY CO 806349039, GREELEY, CO 80634-9039 |
| Document Number | 145610697 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 014561/000697 |
| Instrument | 52304 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 20975 SWENSON DR, WAUKESHA, WI 53186-2034 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Franconia Township |
| Unified School District | Souderton Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,524.00 | $192,810 (-) | $192,810 (-) |
| 2025 | $8,524.00 (+10.09%) | ||
| 2024 | $192,810 (-) Land $79,330 Building $113,480 | ||
| 2023 | $7,743.00 (+4.79%) | $192,810 Land $79,330 Building $113,480 | |
| 2022 | $7,389.00 | ||
| 1998 | $192,810 (-) Land $79,330 Building $113,480 | ||
| 1996 | $192,810 Land $79,330 Building $113,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PENN WATER AUTHORITY serves 91,941 people · EPA ID PA1460034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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