448 Locust St, Reading, PA 19604 Property Records

Berks County property record for 448 Locust St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,133 sqft · built 1920
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Sep 2023)
Tax Bill	$733 (2026)
Deeds & Mortgages	Sep 2023 Sale Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-62-12-3816`

Property Details

APN / Parcel Number

Primary APN	`5317-62-12-3816`
Alternative APNs	`11-5317-62-12-3816` `11461550` `461550`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,133 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11461550
Street Address	448 LOCUST ST
City	MERTZTOWN
State	PA
Zip	19539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1005
Census Tract	1600

Owner

Source: Berks County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	214 N FRONT ST, READING, PA 19601-2929
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed, Transfer CONESTOGA TITLE COMPANY
Nov 12, 2021	Contract Sale, Transfer CONESTOGA TITLE COMPANY
Jun 28, 2017	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	202327426
Last Transfer Date	Jul 29, 2024
Transfer Doc	0000025074
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 14, 2023
Property Address	448 LOCUST ST, READING, PA 19604-2827
Document Number	0000027426
Instrument Date	Sep 13, 2023
Instrument	2023027426
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 LOCUST ST, READING, PA 19604-2827

November 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	BERKS PA
Recording Date	Nov 12, 2021
Property Address	448 LOCUST ST, READING, PA 19604-2827
Document Number	0000056618
Instrument Date	Nov 10, 2021
Instrument	2021056618
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	CONESTOGA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3218 PERKIOMEN AVE, 3218, READING, PA 19606-2706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	439 LOCUST ST, READING, PA 19604-2826

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jun 28, 2017
Property Address	448 LOCUST ST, READING, PA 19604-2827
Document Number	0000023424
Instrument Date	Jun 28, 2017
Instrument	23424
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS COUNTY

Transaction

Amount	Amount Recorded
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 838 HAVERSTRAW NY 109270838, HAVERSTRAW, NY 10927-0838

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$733.00 (+6.54%)	$26,000 (-) Land $10,400 Building $15,600	$10,400 (-6%) Land $10,400
2024	$688.00 (-39.44%)	$26,000 (-) Land $10,400 Building $15,600
2023	$1,136.00	$26,000 Land $10,400 Building $15,600
1994			$26,000 Land $10,400 Building $15,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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