440 Locust St, Reading, PA 19604 Property Records

Berks County property record for 440 Locust St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,156 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Jul 2021)
Tax Bill	$883 (2026)
Deeds & Mortgages	Jul 2021 Sale Aug 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5317-62-12-3811`

Property Details

APN / Parcel Number

Primary APN	`5317-62-12-3811`
Alternative APNs	`11-5317-62-12-3811` `11461450` `461450`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,156 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11461450
Street Address	440 LOCUST ST
City	MERTZTOWN
State	PA
Zip	19539-9178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1005
Census Tract	1600

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	614 N 10TH ST, READING, PA 19604-2604
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed, Transfer
Aug 18, 2020	Grant Deed, Transfer SENTRY ABSTRACT COMPANY, SENTRY ABSTRACT CO
May 15, 2019	Grant Deed, Transfer SAFEGUARD PROPERTY TRANSFER INC, SAFEGUARD PROP TRANSFER INC
Apr 1, 2019	Grant Deed, Transfer SAFEGUARD PROPERTY TRANSFER INC, SAFEGUARD PROP TRANSFER INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	202136319
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 21, 2021
Property Address	440 LOCUST ST, READING, PA 19604-2827
Document Number	0000036319
Instrument Date	Jun 30, 2021
Instrument	2021036319
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Tax	$570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 N 10TH ST, READING, PA 19604-2604

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Aug 18, 2020
Property Address	440 LOCUST ST, READING, PA 19604-2827
Document Number	0000028351
Instrument Date	Aug 11, 2020
Instrument	28351
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	SENTRY ABSTRACT COMPANY, SENTRY ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2313 LEIGHTON RD ELMONT NY 110033517, ELMONT, NY 11003-3517

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	May 15, 2019
Property Address	440 LOCUST ST, READING, PA 19604-2827
Document Number	0000015069
Instrument Date	May 10, 2019
Instrument	15069
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	SAFEGUARD PROPERTY TRANSFER INC, SAFEGUARD PROP TRANSFER INC

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 EVERETT ST VALLEY STREAM NY 115802221, VALLEY STREAM, NY 11580-2221

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Apr 1, 2019
Property Address	440 LOCUST ST, READING, PA 19604-2827
Document Number	0000009514
Instrument Date	Mar 22, 2019
Instrument	9514
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	SAFEGUARD PROPERTY TRANSFER INC, SAFEGUARD PROP TRANSFER INC

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	57 VIRGINIA AVE SINKING SPRING PA 196089369, SINKING SPRING, PA 19608-9369

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$883.00 (+6.64%)	$31,300 (-) Land $13,000 Building $18,300	$13,000 (-58.47%) Land $13,000
2024	$828.00 (-39.47%)	$31,300 (-) Land $13,000 Building $18,300
2023	$1,368.00	$31,300 Land $13,000 Building $18,300
1994			$31,300 Land $13,000 Building $18,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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