448 Lambert Holw, Clearfield, KY 40313 Property Records

Rowan County property record for 448 Lambert Holw, Clearfield, KY 40313

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1974
Owner	Individual Name on Record
Last Sale	$5,000 (Apr 2023)
Tax Bill	$83 (2025)
Deeds & Mortgages	Apr 2023 Sale Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`114-00 00 031.12`

Property Details

APN / Parcel Number

Primary APN	`114-00 00 031.12`
Alternative APNs	`11573` `12127` `5947`

Interior

Building Area	720 sqft Living Area

Exterior

Year Built	Built 1974

Location & Zoning

Account Number	12127
Street Address	448 LAMBERT HOLW
City	CLEARFIELD
State	KY
Zip	40313-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #13 LAMBERT HOLLOW RD
Legal Lot Number	13
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2030
Census Tract	950400

Owner

Source: Rowan County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2805 US HIGHWAY 60 E TRLR 16, 16, MOREHEAD, KY 40351-8657
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed, Transfer
Jun 29, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	2022310
Deed Book / Page	D287 / 467
Record Updated	Jun 8, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 14, 2023
Property Address	448 LAMBERT HOLW, CLEARFIELD, KY 40313-9659
Document Number	00D287/467
Book / Page	D287 / 467
Instrument Date	Apr 14, 2023
Instrument	2022310
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	282 LAMBERT HOLW, CLEARFIELD, KY 40313-9009

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2805 US HIGHWAY 60 E TRLR 16, 16, MOREHEAD, KY 40351-8657

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 29, 2018
Property Address	448 LAMBERT HOLW, CLEARFIELD, KY 40313-9659
Document Number	00D268/335
Book / Page	D268 / 335
Instrument Date	Oct 7, 2016
Instrument	409888
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 BARBER RD, CLEARFIELD, KY 40313-9738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 LAMBERT HOLW, CLEARFIELD, KY 40313-9009

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$83.00 (+388.24%)	$10,000 (+4%) Land $10,000	$10,000 (+4%) Land $10,000
2023	$17.00	$2,000 Land $2,000	$2,000 Land $2,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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