Rowan County property record for 411 Lambert Holw, Clearfield, KY 40313
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.664 acres (28,924 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (May 2015) |
| Tax Bill | $483 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-00 00 031.20 |
| Primary APN | 114-00 00 031.20 |
|---|---|
| Alternative APNs |
|
| Lot Area | 28,924 sqft (0.664 acres) |
|---|
| Account Number | 12241 |
|---|---|
| Street Address | 411 LAMBERT HOLW |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .664 A + & HOUSE LAMBERT HOLLOW RD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 950400 |
Source: Rowan County records, as of November 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 LAMBERT HOLW, CLEARFIELD, KY 40313-9659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Dec 3, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2015 · Amount on File |
| Deed Sale | May 6, 2015 · Amount on File |
| Deed Document Number | 2015392220 |
| Deed Book / Page | 255 / 640 |
| Last Transfer Date | Aug 24, 2021 |
| Transfer Doc | 00D282/355 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 411 LAMBERT HOLW, CLEARFIELD, KY 40313-9659 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 411 DRY CREEK RD HEAD, CLEARFIELD, KY 40313-9711 |
| Document Number | 00A457/428 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | A457/428 |
| Instrument | 2021478 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Dec 3, 2021 |
| Property Address | 411 LAMBERT HOLW, CLEARFIELD, KY 40313-9659 |
| Document Number | 00D282/355 |
| Book / Page | D282 / 355 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2014036 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 STUART LN, GETTYSBURG, PA 17325 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 411 LAMBERT HOLW, CLEARFIELD, KY 40313-9659 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $483.00 (+13.38%) | $57,800 (+15.6%) Land $10,000 Building $47,800 | $57,800 (+15.6%) Land $10,000 Building $47,800 |
| 2023 | $426.00 | $50,000 Land $7,500 Building $42,500 | $50,000 Land $7,500 Building $42,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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