448 Lake St, Chadron, NE 69337 Property Records

Dawes County property record for 448 Lake St, Chadron, NE 69337

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,146 sqft · built 1920
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 2025)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230005249`

Property Details

APN / Parcel Number

Primary APN	`230005249`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft
Basement Area	2,292 sqft
Finished Basement	229 sqft
Unfinished Basement	1,146 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	448 LAKE ST
City	CHADRON
State	NE
Zip	69337-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	BLOCK: 49 LOT: 7 ADDITION: WTC 3RD
Legal Subdivision	ADDITION WTC 3RD
Legal Block	49
Legal Lot Number	7
Jurisdiction	DAWES NE
Township / Civil Division	05
Census Block Group	5
Census Block	5035
Census Tract	950700

Owner

Source: Dawes County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 LAKE ST, CHADRON, NE 69337-2517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jul 17, 2017	Warranty Deed, Transfer DAWES COUNTY ABSTRACT AND TITLE, DAWES COUNTY ABSTRACT & TITL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	Aug 27, 2021 · Amount on Record
Deed Document Number	2025764
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	Aug 6, 2025
Property Address	448 LAKE ST, CHADRON, NE 69337-2517
Document Number	0202500764
Instrument Date	Jul 28, 2025
Instrument	2025-00764
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ADAMS COUNTY ABSTRACT AND TITLE COMPANY, DAWES CNTY ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202500765
Date	Aug 6, 2025
Instrument	2025-00765

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	Aug 27, 2021
Property Address	448 LAKE ST, CHADRON, NE 69337-2517
Document Number	0202101183
Instrument Date	Aug 26, 2021
Instrument	2021-01183
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ADAMS COUNTY ABSTRACT AND TITLE COMPANY, DAWES CNTY ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101184
Date	Aug 27, 2021
Instrument	2021-01184

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	Jul 17, 2017
Property Address	448 LAKE ST, CHADRON, NE 69337-2517
Document Number	0201700862
Instrument Date	Jul 14, 2017
Instrument	2017-00862
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	DAWES COUNTY ABSTRACT AND TITLE, DAWES COUNTY ABSTRACT & TITL

Transaction

Amount	Amount Recorded
Tax	$245.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Dawes County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawes County
Municipality	Chadron City
Unified School District	Chadron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,380 (+9%) Land $22,480 Building $128,900	$151,380 (+9%) Land $22,480 Building $128,900
2025	$1,923.00 (+0.16%)	$138,880 (-) Land $20,625 Building $118,255	$138,880 (-) Land $20,625 Building $118,255
2024	$1,920.00 (-23.63%)	$138,880 (-) Land $20,625 Building $118,255	$138,880 (-) Land $20,625 Building $118,255
2023	$2,514.00	$138,880 Land $20,625 Building $118,255	$138,880 Land $20,625 Building $118,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHADRON serves 6,257 people · EPA ID NE3104507
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Viaero Wireless.

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