440 Lake St, Chadron, NE 69337 Property Records

Dawes County property record for 440 Lake St, Chadron, NE 69337

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,266 sqft · built 1920
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Tax Bill	$2,129 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230005248`

Property Details

APN / Parcel Number

Primary APN	`230005248`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,266 sqft
Basement Area	2,446 sqft
Unfinished Basement	1,223 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 LAKE ST
City	CHADRON
State	NE
Zip	69337-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	BLOCK: 49 LOT: 6 ADDITION: WTC 3RD
Legal Subdivision	ADDITION WTC 3RD
Legal Block	49
Legal Lot Number	6
Jurisdiction	DAWES NE
Township / Civil Division	05
Census Block Group	5
Census Block	5035
Census Tract	950700

Owner

440 Lake St is owned and occupied by an individual who acquired it in October 2012.

Source: Dawes County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	440 LAKE ST, CHADRON, NE 69337-2517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2017	Deed of Trust, Mortgage SUCCESS MORTGAGE CORP
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2012
Deed Sale	Oct 19, 2012
Prior Sale	Jun 25, 2009 · Amount on File
Deed Document Number	20121282
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWES NE
Property Address	440 LAKE ST, CHADRON, NE 69337-2517
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201700693
Date	Jun 12, 2017
Instrument	2017-00693

Lender

Name	SUCCESS MORTGAGE CORP
Type	Mortgage Company
Address	LINCOLN, NE 68516

Agreement

Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWES NE
Property Address	440 LAKE ST, CHADRON, NE 69337-2517
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101034
Date	Jul 28, 2021
Instrument	2021-01034

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 440 Lake St was $2,129.

Source: Dawes County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawes County
Municipality	Chadron City
Unified School District	Chadron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,580 (+9%) Land $22,480 Building $145,100	$167,580 (+9%) Land $22,480 Building $145,100
2025	$2,129.00	$153,745 Land $20,625 Building $133,120	$153,745 Land $20,625 Building $133,120
2023	$2,783.00	$153,745 Land $20,625 Building $133,120	$153,745 Land $20,625 Building $133,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Lake St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Lake St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHADRON serves 6,257 people · EPA ID NE3104507
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Viaero Wireless.

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