Kane County property record for 448 Hubbard Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,392 sqft · built 1957 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $133,500 (Nov 2016) |
| Tax Bill | $6,484 (2025) |
| Deeds & Mortgages | Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-480-023 |
| Primary APN | 06-10-480-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 2,784 sqft |
| 1st Floor Area | 1,392 sqft |
| Basement Area | 1,392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Lot Area | 7,920 sqft (0.182 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 448 HUBBARD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENACRES LOT 15 BLOCK 1 |
| Legal Subdivision | GREENACRES |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 851102 |
448 Hubbard Ave is owner-occupied and held in a trust since December 2019.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 914 DEARBORN CIR, CAROL STREAM, IL 60188-9369 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2016 · Amount on File |
| Deed Sale | Nov 3, 2016 · Amount on File |
| Deed Document Number | 201660589 |
| Last Transfer Date | Dec 16, 2019 |
| Transfer Doc | 0000002582 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 14, 2020 |
| Property Address | 448 HUBBARD AVE, ELGIN, IL 60123-3412 |
| Document Number | 0000002582 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 2582 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 448 HUBBARD AVE ELGIN IL 601233412, ELGIN, IL 60123-3412 |
The 2025 property tax bill for 448 Hubbard Ave was $6,484 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,484.00 Homeowner's exemption | $93,002 (+8.57%) Land $23,511 Building $69,491 | $279,118 (+8.57%) Land $70,561 Building $208,556 |
| 2024 | $85,661 Land $21,655 Building $64,006 | $257,086 Land $64,991 Building $192,095 | |
| 2022 | $5,598.00 (+4.64%) Homeowner's exemption | $70,565 (+6.96%) Land $17,839 Building $52,726 | $211,695 (+6.96%) Land $53,517 Building $158,178 |
| 2021 | $5,350.00 Homeowner's exemption | $65,973 Land $16,678 Building $49,295 | $197,919 Land $50,034 Building $147,885 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 448 Hubbard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 448 Hubbard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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