443 Hubbard Ave, Elgin, IL 60123 Property Records

Kane County property record for 443 Hubbard Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,404 sqft · built 1959
Lot Size0.182 acres (7,920 sqft)
OwnerIndividual Name on Record
Last Sale$179,000 (Oct 2015)
Tax Bill$6,654 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-10-482-006

Property Details

APN / Parcel Number

Primary APN06-10-482-006

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
Gross Area2,808 sqft
1st Floor Area1,404 sqft
Basement Area1,404 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick
Lot Area7,920 sqft (0.182 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address443 HUBBARD AVE
CityELGIN
StateIL
Zip60123-3411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENACRES LOT 20 BLOCK 4
Legal SubdivisionGREENACRES
Legal Block4
Legal Lot Number20
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3007
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address443 HUBBARD AVE, ELGIN, IL 60123-3411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2015 · Amount on Record
Deed SaleOct 29, 2015 · Amount on Record
Prior SaleJul 16, 2002 · Amount on Record
Deed Document Number201558934
Prior Transfer DateApr 13, 2015
Prior Transfer Doc0000021467
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address443 HUBBARD AVE, ELGIN, IL 60123-3411
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049336
DateJun 28, 2021
Instrument2021K049336
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,654.00 (+15.84%) Homeowner's exemption$95,227 (+8.57%) Land $23,511 Building $71,716$285,795 (+8.57%) Land $70,561 Building $215,234
2024$87,710 (+21.39%) Land $21,655 Building $66,055$263,235 (+21.44%) Land $64,991 Building $198,244
2022$5,744.00 (+4.61%) Homeowner's exemption$72,253 (+6.96%) Land $17,839 Building $54,414$216,759 (+6.96%) Land $53,517 Building $163,242
2021$5,491.00 Homeowner's exemption$67,551 Land $16,678 Building $50,873$202,653 Land $50,034 Building $152,619

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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