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448 Harrison St, Elgin, IL 60120 Property Records

Cook County property record for 448 Harrison St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,038 sqft · built 1896
Lot Size0.158 acres (6,900 sqft)
OwnerIndividual Name on Record
Tax Bill$5,213 (2023)
Deeds & MortgagesDec 2020 Mortgage
Feb 2018 Transfer
Flood ZoneZone X (minimal risk)
APN06-19-109-011

Property Details

APN / Parcel Number

Primary APN06-19-109-011
Alternative APN
  • 06-19-109-011-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,038 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Architectural StyleOld Style
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,900 sqft (0.158 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address448 HARRISON ST
CityELGIN
StateIL
Zip60120-8214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(VILLA)(PARK) ADD TO (HANOVER) SUB PT OF LT 2 IN NW SEC 19-41-09
Legal Range09E
Legal Township41N
Legal Section19
Legal SubdivisionVILLA PARK ADD TO HANOVER
Legal Block3
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1010
Census Tract804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address448 HARRISON ST, ELGIN, IL 60120-8214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Feb 13, 2018Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 16, 2017
Transfer Doc0000045055
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address448 HARRISON ST, ELGIN, IL 60120-8214
Document Number2100817446
Instrument DateDec 2, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 HARRISON ST ELGIN IL 601208214, ELGIN, IL 60120-8214

Mortgage

Document Number2100817446
DateJan 8, 2021
Instrument817446
Lender
NameNEWREZ LLC
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 7, 2051

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateFeb 13, 2018
Property Address448 HARRISON ST, ELGIN, IL 60120-8214
Document Number1804445055
Instrument DateNov 16, 2017
Instrument4445055
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address448 HARRISON ST ELGIN IL 601208214, ELGIN, IL 60120-8214

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,000 (+20.45%) Land $4,830 Building $24,170$290,000 (+20.45%) Land $48,300 Building $241,700
2023$5,213.00 (+3.99%)
2022$5,013.00 Homeowner's exemption Senior Citizen's exemption$24,077 Land $2,760 Building $21,317$240,770 Land $27,600 Building $213,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1997–2020)
Claims Outside the SFHA5 of 16
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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