Cook County property record for 435 Harrison St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 996 sqft · built 1978 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,515 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 06-19-108-015 |
| Primary APN | 06-19-108-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 435 HARRISON ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (VILLA)(PARK) ADD TO (HANOVER) SUB PT OF LT 2 IN NW SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | VILLA PARK ADD TO HANOVER |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 804406 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 HARRISON ST, ELGIN, IL 60120-8213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 25, 1999 |
| Transfer Doc | 0000018657 |
| Record Updated | Sep 20, 2026 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,000 (+5.26%) Land $4,025 Building $15,975 | $200,000 (+5.26%) Land $40,250 Building $159,750 | |
| 2023 | $4,515.00 (+3.6%) | ||
| 2022 | $4,358.00 Homeowner's exemption | $19,000 Land $2,300 Building $16,700 | $190,000 Land $23,000 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1997–2020) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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