Emmet County property record for 448 Harbor View Ln, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 3,012 sqft · built 1998 |
| Lot Size | 1.7 acres (74,301 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,180 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-03-177-102 |
| Primary APN | 01-19-03-177-102 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,012 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Basement Area | 1,506 sqft |
| Unfinished Basement | 1,506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Lot Area | 74,301 sqft |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 448 HARBOR VIEW LN |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8615 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | EC R-1 |
| Legal Description | HARBOR VIEW HILLS CONDOMINIUM, UNIT 2. PLAN #106. SECTION 3, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 03 |
| Legal Subdivision | HARBOR VIEW HILLS |
| Legal Unit | 2 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970600 |
448 Harbor View Ln, a condominium, is owner-occupied and held in a trust since April 2010.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 448 HARBOR VIEW LN, PETOSKEY, MI 49770-8615 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2004 |
| Deed Sale | Mar 26, 2004 |
| Prior Sale | Mar 18, 1998 · Amount on File |
| Deed Book / Page | 1049 / 755 |
| Last Transfer Date | Apr 26, 2010 |
| Transfer Doc | 1123/257 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $491,200 (+11.46%) Land $491,200 | $982,400 (+11.46%) Land $982,400 | |
| 2025 | $440,700 Land $440,700 | $881,400 Land $881,400 | |
| 2024 | $6,180.00 | ||
| 2023 | $348,300 Land $348,300 | $696,600 Land $696,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 Harbor View Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 448 Harbor View Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Truestream.
5G (outdoors only) and 4G LTE
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