440 Harbor View Ln, Petoskey, MI 49770 Property Records

Emmet County property record for 440 Harbor View Ln, Petoskey, MI 49770

Property Summary

Property TypeCondominium
Lot Size0.86 acres (37,478 sqft)
Owner2 Individual Names on Record
Last Sale$318,000 (Jan 2010)
Tax Bill$4,579 (2024)
Deeds & MortgagesJun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN01-19-03-177-124

Property Details

APN / Parcel Number

Primary APN01-19-03-177-124

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,989 sqft Living Area
1st Floor Area1,989 sqft
Basement Area1,989 sqft
Unfinished Basement1,989 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Lot Area37,478 sqft
Garage Area676 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address440 HARBOR VIEW LN
CityPETOSKEY
StateMI
Zip49770-8615
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeEC R-1
Legal DescriptionHARBOR VIEW HILLS CONDOMINIUM, UNIT 24. PLAN #106. SECTION 3, T34N, R5W
Legal Range05W
Legal Township34N
Legal Section03
Legal SubdivisionHARBOR VIEW HILLS CONDOMINIUM
Legal Unit24
JurisdictionEMMET MI
Township / Civil DivisionBEAR CREEK
Census Block Group1
Census Block1014
Census Tract970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address440 HARBOR VIEW LN, PETOSKEY, MI 49770-8615
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2010 · Amount on Record
Deed SaleJan 26, 2010 · Amount on Record
Prior SaleJun 26, 1998 · Amount on Record
Deed Book / Page1119 / 962
Last Transfer DateJun 10, 2019
Transfer Doc1212/733
Record UpdatedOct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEMMET MI
Recording DateJun 10, 2019
Property Address440 HARBOR VIEW LN, PETOSKEY, MI 49770-8615
Document Number1212/733
Book / Page1212 / 733
Instrument DateJun 10, 2019
Instrument5165653
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 HARBOR VIEW LN, PETOSKEY, MI 49770-8615

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionBear Creek Township
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,500 (+12.69%) Land $328,500$657,000 (+12.69%) Land $657,000
2025$291,500 (+26.9%) Land $291,500$583,000 (+26.9%) Land $583,000
2024$4,579.00
2023$229,700 Land $229,700$459,400 Land $459,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Truestream.

Nearby Properties on Harbor View Ln

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