448 E Silver St, Lebanon, OH 45036 Property Records

Warren County property record for 448 E Silver St, Lebanon, OH 45036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,158 sqft · built 1908
Lot Size	0.178 acres (7,750 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Nov 2022)
Tax Bill	$4,850 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-36-376-015-0`

Property Details

APN / Parcel Number

Primary APN	`13-36-376-015-0`
Alternative APNs	`1336376015` `6117694`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,158 sqft Living Area
1st Floor Area	348 sqft
2nd Floor Area	905 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,750 sqft (0.178 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6117694
Street Address	448 E SILVER ST
City	LEBANON
State	OH
Zip	45036-1958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELLIOTTS ADD. LOT 47-48
Legal Subdivision	ELLIOTTS ADD.
Legal Block	694
Legal Lot Number	47-48
Jurisdiction	WARREN OH
Township / Civil Division	LEBANON
Census Block Group	4
Census Block	4005
Census Tract	31400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East End Historic District listed 1984 · 215 contributing resources · NRIS 84000419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

448 E Silver St is owned and occupied by two individuals who bought it in November 2022.

Source: Warren County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	448 E SILVER ST, LEBANON, OH 45036-1958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK OF BUC
Jun 14, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 10, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 22, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD MTG
Dec 27, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Document Number	202235071
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	2021027407
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Nov 18, 2022
Property Address	448 E SILVER ST, LEBANON, OH 45036-1958
Document Number	0000035071
Instrument Date	Oct 31, 2022
Instrument	2022-035071
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	448 E SILVER ST, LEBANON, OH 45036-1958

Mortgage

Document Number	0000035072
Date	Nov 18, 2022
Instrument	2022-035072

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jun 30, 2021
Property Address	448 E SILVER ST, LEBANON, OH 45036-1958
Document Number	2021030060
Instrument Date	Jun 25, 2021
Instrument	2021-030060
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	NOT AVAILABLE, OMNI TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	119 S SANDUSKY AVE, BUCYRUS, OH 44820-2220

Mortgage

Document Number	2021030061
Date	Jun 30, 2021
Instrument	2021-030061

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Jun 14, 2021
Property Address	448 E SILVER ST, LEBANON, OH 45036-1958
Document Number	2021027407
Map Reference	MB 1 PG 21
Instrument Date	Jun 11, 2021
Instrument	2021-027407
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jan 10, 2020
Property Address	448 E SILVER ST, LEBANON, OH 45036-1958
Document Number	0000001032
Instrument Date	Dec 27, 2019
Instrument	1032
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	657 READING RD MASON OH 450401589, MASON, OH 45040-1589

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WARREN OH
Recording Date	Jan 10, 2020
Property Address	448 E SILVER ST, LEBANON, OH 45036-1958
Document Number	0000001031
Instrument Date	Dec 27, 2019
Instrument	1031
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4935 BRANT RD MORROW OH 451528907, MORROW, OH 45152-8907

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WARREN OH
Recording Date	Feb 22, 2018
Property Address	448 E SILVER ST, LEBANON, OH 45036-1958
Document Number	0000005082
Instrument Date	Feb 8, 2018
Instrument	5082
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2018
Title Company	TERRY MONNIE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,401.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2605 VIRGIE CT LOVELAND OH 451401503, LOVELAND, OH 45140-1503

Mortgage

Document Number	5083
Date	Feb 22, 2018
Instrument	5083

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WARREN OH
Recording Date	Dec 27, 2017
Property Address	448 E SILVER ST, LEBANON, OH 45036-1958
Document Number	0000039590
Instrument Date	Dec 27, 2017
Instrument	39590
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4935 BRANT RD MORROW OH 451528907, MORROW, OH 45152-8907

Tax Assessment & Valuation

The 2025 property tax bill for 448 E Silver St was $4,850, down 2.1% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
Municipality	Lebanon City
Unified School District	Lebanon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,850.00 (-2.14%)	$117,270 Land $21,130 Building $96,140	$456,830 Land $60,380 Building $396,450
2024	$4,956.00 (+6.28%)
2023	$4,663.00 (-4.05%) Homeowner's exemption	$100,902 (-) Land $10,399 Building $90,503
2022	$4,860.00 Homeowner's exemption	$100,902 Land $10,399 Building $90,503	$288,290 (-) Land $29,710 Building $258,580
2021			$288,290 Land $29,710 Building $258,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 448 E Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 E Silver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEBANON CITY serves 20,700 people · EPA ID OH8304112
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Silver St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures