446 E Silver St, Lebanon, OH 45036 Property Records

Warren County property record for 446 E Silver St, Lebanon, OH 45036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,764 sqft · built 1920
Lot Size	0.157 acres (6,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,400 (Nov 2003)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-36-376-014-0`

Property Details

APN / Parcel Number

Primary APN	`13-36-376-014-0`
Alternative APNs	`1336376014` `6120865`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	364 sqft
2nd Floor Area	700 sqft
Attic	Attic
Attic Area	700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,820 sqft (0.157 acres)
Lot Dimensions	155 ft deep x 44 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	140 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6120865
Street Address	446 E SILVER ST
City	LEBANON
State	OH
Zip	45036-1958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELLIOTTS ADD. LOT 48-49
Legal Subdivision	ELLIOTTS ADD.
Legal Block	865
Legal Lot Number	48-49
Jurisdiction	WARREN OH
Township / Civil Division	LEBANON
Census Block Group	4
Census Block	4005
Census Tract	31400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East End Historic District listed 1984 · 215 contributing resources · NRIS 84000419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 E SILVER ST, LEBANON, OH 45036-1958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2003 · Amount on Record
Deed Sale	Nov 6, 2003 · Amount on Record
Prior Sale	Oct 26, 1988 · Amount on Record
Deed Document Number	2003441775
Deed Book / Page	3344 / 371
Last Transfer Date	Nov 8, 2005
Transfer Doc	0040560099
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	446 E SILVER ST, LEBANON, OH 45036-1958
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 E SILVER ST, LEBANON, OH 45036-1958

Mortgage

Document Number	0000015650
Date	Jul 31, 2023
Instrument	2023-015650

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	446 E SILVER ST, LEBANON, OH 45036-1958
Document Number	0000033922
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	446 E SILVER ST LEBANON OH 450361958, LEBANON, OH 45036-1958

Mortgage

Document Number	0000033922
Date	Nov 28, 2018
Instrument	33922

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
Municipality	Lebanon City
Unified School District	Lebanon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,011.00 (-2.24%)	$74,190 (+26.73%) Land $18,600 Building $55,590	$211,970 (+26.73%) Land $53,130 Building $158,840
2024	$3,080.00 (+13.86%)
2023	$2,705.00 (-4.04%) Homeowner's exemption	$58,541 (-) Land $9,149 Building $49,392
2022	$2,819.00 Homeowner's exemption	$58,541 Land $9,149 Building $49,392	$167,260 (-) Land $26,140 Building $141,120
2021			$167,260 Land $26,140 Building $141,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEBANON CITY serves 20,700 people · EPA ID OH8304112
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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