448 E Madison St, Franklin, IN 46131 Property Records

Johnson County property record for 448 E Madison St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,176 sqft · built 1910
Lot Size	0.104 acres (4,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,840 (Apr 2025)
Tax Bill	$2,178 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`51001434040/00`

Property Details

APN / Parcel Number

Primary APN	`51001434040/00`
Alternative APNs	`41-08-14-044-046.000-009` `00001089005`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft
Basement Area	1,088 sqft
Finished Basement	272 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1960
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,530 sqft (0.104 acres)
Lot Dimensions	142 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	280 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001089005
Street Address	448 E MADISON ST
City	FRANKLIN
State	IN
Zip	46131-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMILTON ADD #6 PT LOT 35 MP FRANKLIN COMMUNI
Legal Subdivision	HAMILTON ADD
Legal Lot Number	35
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2063
Census Tract	611000

Owner

Source: Johnson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 E MADISON ST, FRANKLIN, IN 46131-2527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Oct 30, 2017	Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	20256613
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	448 E MADISON ST, FRANKLIN, IN 46131-2527
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021027412
Date	Sep 13, 2021
Instrument	2021-027412

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	448 E MADISON ST, FRANKLIN, IN 46131-2527
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021028813
Date	Sep 27, 2021
Instrument	2021-028813

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON IN
Recording Date	Oct 30, 2017
Property Address	448 E MADISON ST, FRANKLIN, IN 46131-2527
Document Number	2017025137
Instrument Date	Oct 13, 2017
Instrument	2017-025137
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E MADISON ST, FRANKLIN, IN 46131-2527

Mortgage

Document Number	2017025138
Date	Oct 30, 2017
Instrument	2017-025138

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,178.00 (+0.51%) Homeowner's exemption	$216,300 (+9.8%) Land $17,900 Building $198,400	$216,300 (+9.8%) Land $17,900 Building $198,400
2024	$2,167.00 (-0.64%)
2023	$2,181.00 (+2.2%) Homeowner's exemption	$197,000 (+2.87%) Land $18,300 Building $178,700	$197,000 (+2.87%) Land $18,300 Building $178,700
2022	$2,134.00 Homeowner's exemption	$191,500 Land $18,300 Building $173,200	$191,500 Land $18,300 Building $173,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2009 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: JC Fiber.

Nearby Properties on E Madison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures