440 E Madison St, Franklin, IN 46131 Property Records

Johnson County property record for 440 E Madison St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,712 sqft · built 1876
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,943 (Sep 2026)
Tax Bill	$2,217 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`51001434039/00`

Property Details

APN / Parcel Number

Primary APN	`51001434039/00`
Alternative APNs	`41-08-14-044-045.000-009` `00001089003`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	142 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001089003
Street Address	440 E MADISON ST
City	FRANKLIN
State	IN
Zip	46131-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMILTON ADD PT LOT 35 PT LOT 36 MP FRANKLIN COMMUNI
Legal Subdivision	HAMILTON ADD
Legal Lot Number	35,36
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2063
Census Tract	611000

Owner

Source: Johnson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 E MADISON ST, FRANKLIN, IN 46131-2527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage MUTUAL SAVINGS BANK
Jan 24, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Aug 21, 2024 · Amount on Record
Deed Document Number	202619429
Prior Transfer Date	Mar 12, 2010
Prior Transfer Doc	2010008798
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Sep 15, 2026
Property Address	440 E MADISON ST, FRANKLIN, IN 46131-2527
Document Number	0000019429
Instrument Date	Sep 14, 2026
Instrument	202619429
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	DENISE TITLE, DENALI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E MADISON ST, FRANKLIN, IN 46131-2527

Mortgage

Document Number	0000019430,
Date	Sep 15, 2026
Instrument	202619430

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jun 14, 2019
Property Address	440 E MADISON ST, FRANKLIN, IN 46131-2527
Document Number	2019012021
Instrument Date	May 31, 2019
Instrument	2019-012021
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6545 GREENWICH DR APT 2517, 2517, INDIANAPOLIS, IN 46237-4831

Mortgage

Document Number	2019012022
Date	Jun 14, 2019
Instrument	2019-012022

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jan 24, 2017
Property Address	440 E MADISON ST, FRANKLIN, IN 46131-2527
Document Number	2017001718
Instrument Date	Jan 20, 2017
Instrument	2017-001718
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E MADISON ST, FRANKLIN, IN 46131-2527

Mortgage

Document Number	2017001719
Date	Jan 24, 2017
Instrument	2017-001719

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company
Address	PENDLETON, IN 46064

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,217.00 (-0.49%) Homeowner's exemption	$220,000 (+8.53%) Land $20,100 Building $199,900	$220,000 (+8.53%) Land $20,100 Building $199,900
2024	$2,228.00 (-0.8%)
2023	$2,246.00 (+2.6%) Homeowner's exemption	$202,700 (+2.95%) Land $20,100 Building $182,600	$202,700 (+2.95%) Land $20,100 Building $182,600
2022	$2,189.00 Homeowner's exemption	$196,900 Land $20,100 Building $176,800	$196,900 Land $20,100 Building $176,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2009 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: JC Fiber.

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