448 E Lake Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 448 E Lake Ave, Watsonville, CA 95076

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 3.5 ba · 1,446 sqft · built 1988
Lot Size0.161 acres (7,013 sqft)
Owner2 Company Names on Record
Last Sale$820,000 (Oct 2004)
Tax Bill$14,696 (2025)
Deeds & MortgagesJul 2026 Transfer
Flood ZoneZone X (minimal risk)
APN017-051-11

Property Details

APN / Parcel Number

Primary APN017-051-11
Alternative APN
  • 017-051-11-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,446 sqft Living Area
Gross Area2,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleMulti-Family
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,013 sqft (0.161 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address448 E LAKE AVE, A
CityWATSONVILLE
StateCA
Zip95076-4425
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1000
Census Tract110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address100 RUBY RANCH RD, WATSONVILLE, CA 95076-0844
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2004 · Amount on Record
Deed SaleOct 25, 2004 · Amount on Record
Prior SaleOct 31, 1996 · Amount on Record
Deed Document Number200475810
Last Transfer DateJul 6, 2026
Transfer Doc0000015483
Record UpdatedSep 20, 2026

July 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 8, 2026
Property Address448 E LAKE AVE, A, WATSONVILLE, CA 95076-4425
Document Number0000015483
Instrument DateJul 6, 2026
Instrument202615483
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address100 RUBY RANCH RD, WATSONVILLE, CA 95076-0844
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,165,874 (+2%) Land $668,245 Building $497,629
2025$14,696.00 (+12.46%)$1,143,014 (+4.04%) Land $655,142 Building $487,872
2023$13,068.00 (+1.79%)$1,098,629 Land $629,702 Building $468,927
2022$12,838.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies21 units insured
incl. 3 condo units
Nearby Flood Claims6 (2022)
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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