Santa Cruz County property record for 440 E Lake Ave, Watsonville, CA 95076
| Property Type | Store with Apartments |
|---|---|
| Details | 2 bd · 1 ba · 2,083 sqft · built 1959 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | Company Name on Record |
| Last Sale | $147,500 (Jul 1998) |
| Tax Bill | $4,090 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-051-09 |
| Primary APN | 017-051-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,083 sqft Gross Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Material | Gravel |
| Lot Area | 7,318 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 270 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 440 E LAKE AVE, A |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4425 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Legal Description | LOT 48 |
| Legal Subdivision | BLACKBURNS 01 |
| Legal Lot Number | 48 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 110102 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 440 E LAKE AVE, WATSONVILLE, CA 95076-4425 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 1998 · Amount on Record |
| Deed Sale | Jul 10, 1998 · Amount on Record |
| Deed Document Number | 199838508 |
| Prior Transfer Date | Jul 25, 1994 |
| Prior Transfer Doc | 0000082575 |
| Record Updated | Oct 29, 2026 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $314,680 (+2%) Land $151,914 Building $162,766 | |
| 2025 | $4,090.00 (+14.12%) | $308,510 (+4.04%) Land $148,935 Building $159,575 |
| 2023 | $3,584.00 (+1.82%) | $296,530 Land $143,152 Building $153,378 |
| 2022 | $3,520.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 units insured incl. 3 condo units |
| Nearby Flood Claims | 6 (2022) |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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