448 E High St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 448 E High St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 1989
Lot Size	0.337 acres (14,688 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2018)
Tax Bill	$6,908 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01201-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`01-01201-0000-00004`
Alternative APN	`010120100004`

Interior

Building Area	1,848 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	14,688 sqft (0.337 acres)
Lot Dimensions	226 ft deep x 65 ft wide

Location & Zoning

Street Address	448 E HIGH ST
City	CLAYTON
State	NJ
Zip	08312-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	MAJOR SUBDIVISION
Legal Block	1201
Legal Lot Number	4
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2018
Census Tract	501502

Owner

Source: Gloucester County and Clayton Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	448 E HIGH ST, CLAYTON, NJ 08312-1642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 7, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Prior Sale	Jul 2, 2013 · Amount on Record
Deed Document Number	201842096
Deed Book / Page	5980 / 65
Prior Transfer Date	Feb 8, 2007
Prior Transfer Doc	0000010624
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	448 E HIGH ST, CLAYTON, NJ 08312-1642
Document Number	0000045812
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	NATIONAL INTEGRITY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E HIGH ST CLAYTON NJ 083121642, CLAYTON, NJ 08312-1642

Mortgage

Document Number	0000045812
Date	Dec 7, 2018
Book Page	015647/000149
Instrument	45812

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Nov 7, 2018
Property Address	448 E HIGH ST, CLAYTON, NJ 08312-1642
Document Number	0000042096
Book / Page	005980 / 000065
Instrument Date	Oct 25, 2018
Instrument	42096
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	NATIONAL INTEGRITY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E HIGH ST CLAYTON NJ 083121642, CLAYTON, NJ 08312-1642

Mortgage

Document Number	42097
Date	Nov 7, 2018
Book Page	015620/000298
Instrument	42097

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

Tax Assessment & Valuation

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,800 (+31.57%) Land $80,200 Building $273,600	$353,800 (+31.57%) Land $80,200 Building $273,600
2025	$6,908.00 (+3.8%)	$268,900 (+50.31%) Land $80,200 Building $188,700	$268,900 (+50.31%) Land $80,200 Building $188,700
2024	$6,655.00 (-6.92%)
2023		$178,900 Land $36,900 Building $142,000	$178,900 Land $36,900 Building $142,000
2022	$7,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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