Gloucester County and Clayton Borough property record for 405 E High St, Clayton, NJ 08312
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1974 |
| Lot Size | 0.33 acres (14,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Aug 2026) |
| Tax Bill | $6,798 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01311-0000-00013 |
| Primary APN | 01-01311-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 14,365 sqft (0.33 acres) |
| Lot Dimensions | 221 ft deep x 65 ft wide |
| Old Parcel Number | 0100053B00007 |
|---|---|
| Street Address | 405 E HIGH ST |
| City | CLAYTON |
| State | NJ |
| Zip | 08312-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | ADDITIONAL LOTS H2005 |
| Legal Block | 1311 |
| Legal Lot Number | 13 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 501502 |
Source: Gloucester County and Clayton Borough records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 E HIGH ST, CLAYTON, NJ 08312-1641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 3, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage NFM LENDING |
| Mar 17, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Deed Document Number | 202625256 |
| Deed Book / Page | 7384 / 180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Aug 3, 2026 |
| Property Address | 405 E HIGH ST, CLAYTON, NJ 08312-1641 |
| Document Number | 0000025256 |
| Book / Page | 7384 / 180 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202625256 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | AMERICAN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,380.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E HIGH ST, CLAYTON, NJ 08312-1641 |
| Document Number | 0000025257, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202625257 |
| Name | NFM LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000025258, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 19360/64 |
| Instrument | 202625258 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Aug 1, 2036 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 405 E HIGH ST, CLAYTON, NJ 08312-1641 |
| Document Number | 0000012964 |
| Book / Page | 015028 / 000098 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 E HIGH ST CLAYTON NJ 083121641, CLAYTON, NJ 08312-1641 |
| Document Number | 0000012964 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 015028/000098 |
| Instrument | 12964 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WINSTON-SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 2, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,100 (+16.82%) Land $79,800 Building $229,300 | $309,100 (+16.82%) Land $79,800 Building $229,300 | |
| 2025 | $6,798.00 (+3.8%) Veteran's exemption | $264,600 (+64.04%) Land $79,800 Building $184,800 | $264,600 (+64.04%) Land $79,800 Building $184,800 |
| 2024 | $6,549.00 (+5.68%) | ||
| 2023 | $161,300 Land $36,200 Building $125,100 | $161,300 Land $36,200 Building $125,100 | |
| 2022 | $6,197.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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